Banking Regulatory Commission to standardize credit management products

Now the net News credit financing product completely flameout. Reporters yesterday learned that the CBRC has formally issued a formal regulation of silver letter financial cooperation business, require commercial banks to deal with the previous occurrence of silver letter financial cooperation business, the table assets in this and the next two years into the table, and in accordance with the provision of 150% per cent of the requirements for provision of provisions, while the large banks should be in accordance with 11.5%, small and medium-sized banks in accordance with 10%　　Capital adequacy ratios require capital to be raised. "The notice" also pointed out that the Trust Company's financing business balance account for the bank Credit management cooperation business balance should not be higher than 30%. "This means that credit-management products basically have little room for survival. "Wuhan, a state-owned bank analysis," because the former Silver letter products do not account for credit scale, high yield, customers like, but the scale of credit is difficult to control.　　Financial research shows that the trust loan products by the silver letter cooperation to stop the impact of the scenery is no longer, and structured financial products, the number of issued a surge. (Changjiang business newspaper Liu Sijing)