Bristling: The next three years plan to add 80-100 outlets each year

August 9 pm News after the completion of the listing, Everbright Bank in the network construction plan?　　Everbright Bank discipline Secretary, Chief audit officer lined up, this year, next year and the year after, the annual plan to add 80-100 outlets. Up to now, Everbright Bank has 514 outlets, 93% of which are located in the Yangtze River Delta, the Pearl River Delta, Beijing-Tianjin-Tangshan and the provincial capital cities of these areas of comparative concentration of financial resources.　　In the future, the bank will actively accelerate the speed of network construction, in the country's major cities overall layout, in the core city depth layout. Does the rate of expansion pose a risk?　　Bristling responded that last year Everbright bank set up 57 new outlets, according to its quarterly operation of these outlets tracking analysis, the situation is relatively healthy. "The future of new outlets will bring a certain fixed costs and the promotion of personnel costs." Considering the network expansion will promote business development, the corresponding increase in income levels, the cost of income ratio can be controlled at a reasonable level.　　"said the bristling.　　Talking about the impact of the recent exchange rate reform on Everbright Bank's operation, Lijie, deputy governor of the Bank, introduced that as at the end of 2009, 3.1% of Everbright's assets and 3.7% of its liabilities were denominated in foreign currency, and the risks of exposure could be hedged and net foreign currency assets and liabilities were about-5.2 billion yuan, and the renminbi's appreciation had little impact on the bank. In terms of capital adequacy ratio, non-performing loans and non-performing loans in the past three years continued to achieve a "double dip", as at the end of 2009, the bank's non-performing loan rate dropped to 1.25%. Everbright Bank's new company customer loan quality is good, as at the end of 2009 non-performing loan rate is only 0.38%. (Ding)