CBRC to stop bank-violating project charges

CBRC requests to clean up fees and charges (Photo: Hefei online) bcc Beijing August 5 News According to the Voice of China, "Yang News" 14:45 reported that the automatic teller machine across the bank to raise the fees charged by the price of the "charge for banking services" debate, has not subsided. Recently, the CBRC official website issued a notice to require commercial banks to immediately carry out the clean-up of services, the Bank of all services to the charge of the conduct of self-examination and clean-up.　　Details below we connect CCTV intern reporter Pan Jiayuan. Moderator: What are the charges of banks now being criticized by people?　　The CBRC will focus on the clean-up of the issue of which fees to be remediation? Some banks have followed the rise of the same city across the bank withdrawals fees Reporter: Not long ago, once let the bank into "the city" to cross the line of automatic teller machine fees, now in some of the first-tier cities in some banks follow the rise.　　After ICBC, CCB, ABC and BOC 4 state-owned large banks to implement the same city across the 4-yuan fee standard, the bank, and other parts of the joint-stock banking sector also began to raise the fees in some areas. Print billing standards vary according to media reports, the national printing 3 years ago, the bank charges 100 yuan, after the investigation found that the industry, construction, agriculture, 4 major lines in the country has been fully charged bill printing fees, from 5 to 20 yuan. The longer the bill is printed, the more expensive it will be. Among them, BOC print 3 years ago the bill charges 100 yuan, Agricultural Bank print bill more than 5 pages, the charges doubled.　　In addition, through the investigation of the Beijing area of 10 bank charges found that the loss of password reset, ICBC fee of 20 yuan each, the other banks as long as 10 yuan. The "zero-note-counting fee" was halted. But for the improvement of ATM fees, some people in the industry said that in the years before UnionPay and the banks agreed: cardholders in the ATM on the successful cross-border processing of withdrawals, The issuing bank will pay the agency fee according to the standard of $3.0 per sum, and pay the network service fee to UnionPay at 0.6 yuan per sum. In other words, each generation of a cross-bank withdrawal, the issuing bank will have to produce a cost of 3.6 yuan. For cost considerations, this is the main reason why some big banks that have more mature network layout are the first to adjust the cross-bank fee standard. Therefore, in order to solve the problem of automatic teller machine fees, the need to coordinate the interests of all parties, this may not be the focus of the clean-up of banking services charges.　　According to people familiar with the situation, the CBRC is now stepping up its efforts to check the banks more than 3,000 fees, "zero-note-counting fee" is "pull" out of the illegal charges, one of the items, has been strictly suspended. Moderator: Or for this automatic teller machine charges, because the bank ATM machine on the amount of a single stroke or 2000 yuan per pen, if the teller to take 20,000 yuan in cash, took 10 times, it will cost 40 yuan of the handling fee.　　So is it possible to rectify the problem this time? Reporter: Regarding this question, the CBRC Personage said that, now each commercial bank is the independent accounting,Self-financing institutions, for customers to provide services also need to charge a corresponding fee, because from the acquisition of machinery, networking debugging to the maintenance of the machine regularly are required to pay a considerable amount of financial and human resources, for ATM single withdrawal limit is the ATM machine itself, the size of the money to decide, At present each bank ATM machine because the model is different, the capacity of the banknote is different, resulting in each machine can only reach about 20-30 out of the bill, and when the bank to change the larger ATM machine, to improve the amount of a single pen, it is by the banks according to their own conditions to decide, This is entirely a kind of bank's market behavior, and it depends on the future development of the bank's business.