CBRC will seriously investigate and deal with illegal behavior

Xinhua News (Reporter Dong) recently learned that the CBRC will strictly punish commercial banks illegal behavior. This year, a handful of banking institutions have been taking advantage of improper means to absorb deposits. According to the investigation, the illegal behavior of the store has the following categories: One is to raise the interest rate without authorization, the second is to take the signal high interest rate, the cover interest level, the prize savings, relief or reimbursement of other business fees, gifts in kind or cash (including pick-up cards, securities, etc.), the provision of domestic tourism, payment of customer children's school fees,　　Arranging relative employment and other ways to raise the interest rate; third, paying the deposit intermediary to pay the deposit fee, the association storage fee, the handling fee and so on improper expense, four is borrows the credit card, buys the wealth management product, the third party deposit tube and so on business name to the customer returns the cash, the gift The CBRC and its dispatched agencies have taken measures to penalize a number of illegal institutions and individuals. If the Shanghai Banking Regulatory Bureau verifies according to the report, it is confirmed that the Shanghai branch of the Guangdong Development Bank has an accounting account for the illegal use of a company's deposit, and that the company has paid the interest to the enterprise by hand, taking the interest difference between the different accounts and the link of the deposit marketing expenses. The Shanghai Banking Regulatory Bureau (CBRC) has suspended its business (suspending the interbank deposit business of Non-bank financial institutions for a period of 3 months), and has ordered the adjustment of its senior management personnel and disciplinary action against the relevant responsible personnel.