CMB small businesses lend more than 12 billion yuan

June 8, China Merchants Bank Small Business Credit Center Shenzhen regional headquarters was established. So far, the bank has been in Suzhou, Shanghai, Hangzhou, Nanjing, Ningbo, Dongguan, Beijing, Qingdao, Xiamen and other developed cities have established ten regional headquarters, a total of more than 20 branches, the scope of business covers the main economic areas of the Yangtze River Delta, and began to radiate the Pearl River Delta, the Bohai Sea and the Hercynian region.　　In addition, the bank's Small Business Credit center accumulated more than 12 billion loans, loan balance exceeded 10 billion yuan, supporting more than 1800 enterprises. At present, Shenzhen active 30余万家 Small and medium-sized enterprises, accounting for 99.2% of the total number of local enterprises. A considerable number of scientific and technological innovations and new energy companies have been concentrated, and these small businesses are generally facing financing difficulties. On the same day, the bank also joined the Shenzhen General Chamber of Commerce, Shenzhen SME Service Center launched a small enterprise "partner project" project.　　The company will focus on the characteristics of Shenzhen market, the development and introduction of special products to meet the small business from entrepreneurship, growth to the maturity stage of various financing needs. It is understood that CMB small Business Credit Center to create a professional operation of the precedent, aiming at the characteristics of small enterprises "loan difficulty, difficult loan" and bank "unwilling to lend and not to lend", the paper establishes the franchise mechanism of "quasi-sub-bank and quasi-legal person" mode, which will promote marketing, product development, loan approval, risk control, In the backstage support guarantee melts in one. At present, the Small Business Credit center of CMB has developed and launched five series, more than 30 kinds of products, covering the various financing needs of small enterprises from entrepreneurship to growth stage.