Construction Bank launches "good and financial business" platform Test Hydro-electric business

Since the official launch of the June 28 last year, the Construction Bank (601939, shares bar) The new position of "good business" platform to win the public's wide attention. In the near future, CCB insiders have a clear goal: CCB aims to create a first-class electric business platform.

"Also melts" is the main label of the construction bank's electric business platform, such a business-to-business, all the support of E-commerce financial services platform in the domestic banking industry is the first. "CCB Guangdong Branch of the electronic Banking Department of the relevant responsible person said," good and financial business in addition to the core functional modules of traditional e-commerce, but also to provide users with professional financial value-added services, including installment, corporate and personal financing loans, secured transactions, funds custody, real estate transactions, such as a full range of financial services ”

Only for the quality of financial life

Reporter learned that good and financial business "opening" since the cumulative registered member of 500,000 households, has been certified online enterprise customers near million households, the number of published goods reached 60,000, the cumulative completion of 80,000 transaction orders, to achieve the transaction amount of 3 billion yuan. The "Start" score was pretty good.

It is understood that the main services of good and financial business is engaged in e-commerce business suppliers, buyers and individual consumers. The enterprise supplier may carry on the platform the commodity release, the on-line transaction, the supply chain financing and so on, the purchaser may undertake the bulk purchase on the platform, the publication purchase information, as well as the application financing loan and so on, the individual consumer may purchase on the mall, the wholesale commodity, installment payment, personal financing,

Construction Bank, the relevant Personage said, the bank test hydropower, it is aimed at the lack of financial services in the process of E-commerce, "in the transaction management, capital Management, security and convenience, only relying on third-party payment agencies, the service is unavoidable, in the credit support, is close to the blank, can say demand is strong and supply is missing, This is the bank's Bounden duty to enter as soon as possible. At the same time, the transaction cost of electronic commerce in recent years is gradually improving, and the entry of banks can effectively reduce the cost of the whole society by reasonably optimizing the supply chain and sharing the client resources appropriately.

Save more cost for the enterprise

Different from the day Cat Mall, Beijing-east and other pure electric platform profit model, that is, the pursuit of the formation of commodity spreads profits, the construction Bank of the good and business in the electrical services to customers fully benefit. Using the bank to participate in the electric business marketing referrals, said, "so that customers can easily make money, but also enjoy the financial services of CCB." ”

In this regard, the CCB explained that the construction Bank of many "concessions" action is intended to the long-term, through the platform of the gradual expansion of customers and enlarge the volume of transactions, resulting in considerable deposit and loan and intermediary business income, and effectively increase the customer's adhesion degree.

The reporter learned that the CCB's "let off" behavior everywhere visible: to support the growth of business, CCB provides 2012-year free shop rent, free Trading Commission, free service fee, discount transaction fees and a series of preferential and special financial services, to the "good business" transactions of enterprises and individual consumers, to provide enterprises, personal financing services , credit card staging and so on.

Information Times reporter Sinshuhui