Everbright Bank's first-half achievement net profit 6.83 billion

On the evening of August 16, Everbright Bank disclosed the first half of the 2010-year performance in its listing announcement, and the profit situation was very bright, which confirmed the confidence shown by the management in the early roadshow promotion. In the first half of 2010, Everbright Bank achieved net profit of 6.83 billion yuan, only the first half of the profit over 2009 Full-year profit of 7.6 billion yuan of 90%, the annual results are expected to be greater than 2009, according to the Everbright Bank listing Bulletin disclosed,　　The first half of the good performance mainly from the spread of the level of improvement, the rapid development of intermediary business and the continuous improvement of asset quality. The profit growth rate of the first half of the fastest-growing Everbright bank in joint-stock banks is in the first place in the joint-stock banks that have disclosed performance. People close to the Everbright bank told reporters that Everbright Bank did not disclose the first half of 2009 profit, but the first half of 2010 year-on-year growth of nearly 100%.　　This is faster than the announced results of Citic Bank, Minsheng Bank and Huaxia Bank. Or the goal of doubling the profit in advance in the credit business, the first half of 2010, Everbright Bank loan growth reached 11.8%, investment growth reached 14.9%, interest-bearing assets growth in the first half of the year to maintain high growth since 2009. In terms of interest-paying liabilities, the total amount of customer deposits increased by 17.8%, and the efficiency of Channel network construction since 2009 has initially appeared. In the first half of 2010, Everbright Bank interest net income reached 14.24 billion yuan, has reached 2009 annual interest income of 73%.　　In the first half of 2010, net spreads had increased from 1.95% in 2009 to 2.12% in the first half of 2010, with a significant increase of 17 benchmark points, according to the Everbright Bank.　　In the intermediary business, the first half of 2010, fees and commissions net income reached 2.54 billion yuan, has reached 2009 annual fees and Commission net income of 80%. In terms of asset quality, in the first half of 2010, non-performing loan balance fell to 6.87 billion yuan, non-performing loan rate dropped to 0.95%, continue to maintain "double drop".　　At the same time, the provision coverage rate reached 238.1%, the overall asset quality and risk prevention capacity has been enhanced.　　In the road presentation process, Everbright Bank Management to investors on the future development of good expectations, including the promotion of profitability, the level of interest and profits to double the two-year performance, the recently released half a year can be said to be the response to the expected resounding. With the increase of spreads, the rapid growth of intermediary business and the continuous improvement of asset quality, Everbright Bank achieves the goal of doubling the profits of two years. With the completion of the listing of capital base after the substantial consolidation, Everbright Bank will undoubtedly formally enter the high growth potential of sustained release of the development of Fast lane.