Financial experts recommend that you check the account of the large bank transfer failure fee still receive
Source: Internet
Author: User
KeywordsHandling fees expert advice still receiving
-Trainee reporter Jinwenjiao for evening newspaper readers reflected: their own cross-bank transfer failure, the processing fee is not back what is it? Reporters yesterday consulted the workers and peasants in the establishment of diplomatic relations and other state-owned big line. According to the response of the customer service staff, they have similar rules for inter-bank transfer charges. That is, where the trans-bank transfer fails, the handling fee will not be refunded to the customer. BOC's customer service staff said that the bank transfer was unsuccessful, mostly because the sender filled out the wrong name or account number, caused the remittance is unsuccessful, but for the bank, they have remitted this money to the other bank, and the other bank after the audit if found that the information is not in the account, will refund the money to the customer, for the export bank, The customer has occupied the bank resources to carry on the remittance, therefore the processing fee cannot return. According to the reporter understands, if the customer through the net bank carries on the Trans-bank transfer, the general handling fee is lower, according to the remittance amount 0.5%-0.9% standard carries on the charge, each maximum charge standard has 25 yuan, 35 yuan, also has 45 yuan. But if the customer transfers money through the counter, then the handling fee is generally 1% of the remittance amount, and the maximum charge is 50 yuan. Whether the customer is through the net or through the counter transfer remittance, if the remittance is unsuccessful, the handling fee will not be refunded. Only CCB customer service staff said that, if the customer first cross-bank transfer failure, was deducted fees, then the customer can be proposed to the bank, when again to the same account remittance, the bank can apply for adjustment, refund a fee, that is to say the second fee can be exempted.
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