November 22 Afternoon news, wealth management products Search Platform "91 financial supermarket" announced today, has won the first Financial Information Service licence in Beijing. The licence was issued by the Central bank, the CBRC, the Beijing Municipal Bureau of Industry and Commerce, and the Financial Services Bureau.
91 Financial Supermarket is an online financial products shopping Guide and sales platform, through the computer, mobile phone app, 400 telephone channels for financial consumers to provide financial products information, compare purchase recommendations, consumer decision-making basis and direct purchase services. "91 Financial Supermarkets" is currently the main loan products, followed by insurance, car insurance, and credit card business.
At the end of October, 91 financial supermarkets received a round of 60 million RMB investment from broadband capital, Jingwei venture and other institutions.
For the Internet financial enterprises, many companies currently hold only one Internet Information Technology Service licences, and do not hold financial-related licences. In order to reduce the company's future policy risks, many companies have chosen to apply for "Financial Information Service qualification" to various business administrations in the past year and have been approved. But this qualification is not a financial licence known to the public, but rather a licence for the information industry, which is a financial information platform rather than a real financial product seller.
"91 Financial supermarkets," the official data show that the current daily loan turnover of more than 300 million yuan, insurance daily trading volume more than 2000 pens. As of September 2013, the financial institutions that have cooperated with 91 financial supermarkets, including ICBC, Standard Chartered Bank, Sunshine Insurance, Earth insurance and more than 300.
"91 Financial supermarket" CEO Xuzey revealed that: 2014, the company's business will be expanded from Beijing to the country's 80 key cities. 2015 to strive for the company transaction amount of more than 300 billion yuan, 2016 hope to be able to listed in the A-share motherboard market.
"China has hundreds of commercial banks, thousands of village and township banks, and the future of private banks will also be authorized to open." If you add more than 7,000 microfinance companies, more and more financial institutions mean that competition between institutions will be unusually fierce. and efficient, low-cost, accurate docking of Internet financial sales, will become the future financial institutions to compete for users a new entry. "Xuzey said.
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