Four lines response: the cancellation of the mortgage offer will not across

The News (reporter Mr Xiong) for the recent media exposure ICBC,　　Banks, such as BOC, brewing to cancel the first suite mortgage rate of 85 percent discount on the report, today, the reporter called the four main lines, the relevant officials said that most of the bank's mortgage policy is issued by the headquarters of the guidance document, according to the central spirit of the fixed interest rate floating zone, but the specific implementation of the provincial and municipal branches to determine their own, will not across.　　ICBC related people told reporters that the head office should not request the cancellation of 85 percent interest rate concessions, but the bank's mortgage should be in line with the specific real estate control requirements, the basic will not engage in across, some regions may be more preferential margin.　　Bank of China head of the relevant departments said that the current BOC's personal mortgage policy, still in accordance with the provisions of the previous headquarters, and no new regulations issued. Agricultural Bank of China, a branch of the loan department, said that all the current in Beijing's Agricultural Bank, a down payment of more than 30% of the first suite of mortgages, can apply for a benchmark rate of 85 percent.　　CCB related departments, the current bank in Beijing's first set of mortgages, the minimum still can apply to 85 percent discount, but the other places slightly different, the need for concrete analysis. It is reported that since last week, including Nanjing, Shenzhen, Foshan and other land banks have raised the first mortgage rates to the benchmark rate, individual banks even raised to 1.1 times times the benchmark rate. Some joint-stock banks in Beijing have raised their first mortgage rates to 95 percent. D051