Freeze advance Payment or trigger property price adjustment

Pre-sale of commercial housing December from the special household supervision and guarantee priority for the construction of the project developers have been the sharp weapon to borrow money-commercial housing pre-sale will be thoroughly supervised, followed by the possibility of large-scale opening and price adjustment. Yesterday, "Beijing's commercial housing pre-sale funds supervision and management of interim measures" clearly stipulates that, starting from December 1, the real estate development enterprises are strictly prohibited pre-sale funds for commercial housing, all pre-sale funds will be deposited in the Pre-sale fund supervision dedicated account, priority for the project construction.　　The city to apply for pre-sale permission of commercial housing, affordable projects will be implemented according to the new rules.　　Conservatively, developers are expected to have more than one-fourth of the money frozen. A pre-sale project an account supervision of commercial housing pre-sale funds refers to the purchase of real estate in accordance with the pre-sale contract agreed to pay the deposit, the first payment, home purchase loans and other forms of all purchase money. Our country began to implement the system from 1994, the original purpose is to promote housing construction and the real estate market.　　However, in the process of commercial housing pre-sale, because the buyer and seller information is not the same, has produced a development enterprise misappropriation of pre-sale funds caused by the project Rotten tail, Project extension and so on.　　Beijing Real Estate Industry association under the Deputy Secretary-General Chenzhi said, and the previous regulatory measures to try to curb the purchase of different, the developers of the pre-sale of the frozen, more for the buyers to provide protection. According to the "method", the developer should set up a special account in the supervision bank according to the principle of a pre-sale license applying for the corresponding account. The pre-sale funds of commercial housing should be all deposited in the supervision account.　　Only when the amount of pre-sale funds exceeds the key regulatory funds, can the development enterprise transfer the excess to the regulatory Bank application. "Measures" stipulates that the developers pre-sale project plan should be completed in accordance with the underground structure, structure capping, completion of acceptance, completion of the initial registration and to achieve the buyer can unilaterally handle transfer registration conditions of a total of four links to set up funds to use the node, and reasonable determination of the amount of each node. In particular, the fourth node, must be able to deal with the House property owners for the conditions, in order to release supervision.　　Chenzhi said, this also means that even if the developer bankruptcy or other circumstances, will not affect the buyers. Suspension of sale in violation of regulatory regulations if the developer violates the relevant provisions of the Fund Regulation, the competent department will suspend its development projects in the city of commercial housing pre-sale, ordered to correct the deadline, and its illegal behavior to be publicized, credited to the enterprise credit information system.　　If the project is closed down due to illegal laws and regulations, quality problems, failure to pay and so on, the county housing urban and rural construction authorities should inform the supervision bank in writing, suspend the appropriation of all pre-sale funds in the Special account, and start emergency measures to coordinate the relevant departments to supervise the use of funds in the Special Account Buyers can check the recorded situation according to the "method" requirements, commercial housing pre-sale, home buyers should be directly deposited into the private account.　　When a home buyer applies for a mortgage, the real estate development enterprise shall provide a special account as a loan to account. Chenzhi Introduction, Beijing Real EstateTransaction management Network is improving, in the future when the purchase of the net sign, enter the purchase contract number, you can confirm that their purchase money is deposited in a dedicated account. At the same time, the city, district housing construction project will also be announced approved pre-sale projects, project progress, and so on, buyers can through the competent department website to inquire about the relevant information. Zhaoying J201 View "Developers are likely to adjust prices" fluorescent real estate general manager Gu Chentian that after the limit purchase, raise the first payment, the developer's capital pressure has been increased, this more than 25% of the funds are regulated, developers in the urgent need of funds in the case of emergency will take the surprise opening, rapid sales strategy. "In order to be able to achieve the goal of selling quickly, developers are likely to adjust prices." Cash flow is the root of developers, once the capital chain tension or break, developers are very likely to change the amount of price. "" will cause the new round of industry reshuffle "China Real estate Managers alliance Secretary-General Chen Yunfeng that credit improvement, development loans strict, financing needs to be approved, in various funds have been strictly controlled into the real estate industry, the sale of commercial housing is actually the only developers can freely control the money.　　Now the pre-sale funds are also strictly regulated, developers to take the source of funds are also limited, which weakened the next step in the land market transaction expectations.　　And for the new house market, faced with the situation of capital chain tension, developers have to increase the speed of the push, speed up the construction progress, the price will also be more conservative. Chen Yunfeng that, "after the pre-sale funds are supervised, from a short-term point of view, not to let the Beijing property market immediately appear the plight of developers capital chain rupture, but in the long run, small and medium sized developers with insufficient liquidity may appear ' no money to take the land, no disk open ' situation, will eventually cause the new round of the industry reshuffle. "The government has made the worst of it." Now, the government has done its worst. "Beijing, a developer who declined to be named, told reporters that once the regulation intensified, some developers of the funds break, the policy just can save the interests of home buyers." "For example, I have a 100 million-dollar project, pre-sale funds at least 30 million yuan, now the government to regulate this 30 million yuan, can only be used for project costs, even if I broke the fund chain, or absconded with the money, the government can still use this funds to protect the project goes on, buyers can get the house. "Zhaoying