Guangdong: The first purchase of the following residential 90m2 still enjoy 1% tax concessions

Recently, the general office of Guangdong Provincial People's government issued a "forwarding State Council on the promotion of stable and healthy development of the real estate market notice" (hereinafter referred to as "notice"). As Guangdong implementation of "State 11" of the local supporting documents, "notice" from the actual situation in Guangdong, from the increase of ordinary commodity housing and security housing effective supply, the full start of urban and state-owned mining shanty town renovation work, restrain investment speculative purchase demand, strengthen the real estate market order supervision and regulation four, to　　"State 11" has been implemented and improved.　　 increase effective supply of spike deep to effectively increase the price-limiting housing and "State 11" to maintain a high degree of consistency, increase the general merchandise housing and security of the effective supply of housing is placed in the first place. According to the "Country 11" requirements, the "notice" to complete the completion of the 2010-2012-year housing construction planning of the time limit is clear, before May 1, 2010, submitted to the provincial Housing and urban-rural construction department and Land and resources department for the record and announced to the community.　　In the planning, all localities must focus on the low price, small and medium-sized general commodity housing and all kinds of policy, guaranteed housing land supply scale and construction scale. With regard to the protection of Land and fund for housing, "notice" more clearly, the protection of housing construction land to adopt administrative transfer mode of supply, involving new construction sites, to prioritize land use indicators, speed up the processing of land approval procedures, and according to the provisions from the Housing Provident Fund value-added income, land transfer net income, Budget and grant funds, such as multi-channel to raise low-cost housing construction funds. Reporter learned from the provincial housing construction department, at present, the 2010 Province low-rent Housing and housing construction land and construction funds have been decomposed tasks, implementation to all over.　　This year, the province will implement Low-cost housing protection funds 2.75 billion yuan, the implementation of 75.0415 hectares of land, the implementation of affordable housing construction capital of 2.8 billion yuan, the implementation of 49.211 hectares of land. For Guangzhou, Shenzhen, such as the rapid growth of housing prices in cities, "notice" more alone to increase the demand for effective low-cost, medium and small sets of ordinary commodity housing and limit commodity housing, public rental housing, affordable housing, low-cost housing supply, improve the general income of the purchase capacity.　　Longbin, chief market analyst at He Fu Property, said the Guangzhou and Shenzhen have made it clear that they should increase the supply of price-limiting rooms, and that the re-limit room should be the highlight of the notice, and it has local characteristics. In addition, the "notice" also calls for the promotion of policy-oriented rental housing pilot, in the "Three old" transformation, all over the local conditions, take a variety of ways, reasonable guide real estate development enterprises to participate in the old town, the old plant and Urban village transformation, increase the general merchandise housing supply.　　Longbin said that these practices are conducive to increasing the supply of housing, the stability of the property market will also play an effect.  Curbing investment speculation implementation of differentiated credit policies and housing tax policies to curb investment in speculative purchase demand, the notice and "country 11" maintained a high degree of consistency, emphasizing differentiated credit policy and housing tax administrationStrategy。　　In terms of credit, the "notice" requires strict implementation of the two housing loan management system, the use of loans to buy housing, and apply for loans to buy a second set of housing (including borrowers, spouses and minor children), the loan down payment should not be less than 40%, the loan rate is strictly based on risk pricing. In the implementation of the State concerned individuals to purchase ordinary housing and non-ordinary housing, the first purchase and non-first purchase of the differential tax policy, the notice is also clear again, since January 1, 2010, the individual sale of less than 5 years of non-ordinary housing, the full levy of business tax; sold for more than 5 years (incl.)　　Of the ordinary housing or less than 5 years of ordinary housing, in accordance with their sales income minus the purchase price after the difference levied business tax, the sale of more than 5 years (including) of ordinary housing, exempt from business tax. However, with "State 11" There is a difference is that early last year, the "Guangdong 15" in the original December 31, 2009 termination of the "personal first purchase of ordinary housing, the deed of 1% levy" concessions, was partly retained.　　"The notice" clear, "continue to carry out the first purchase of 90 square meters and the following ordinary housing, the tax rate of 1% discount policy." Longbin analysis, the original "Yue 15" in the individual purchase 144 square meters below ordinary housing can enjoy the tax concessions, now narrowed to 90 square meters below, this reflects the Guangdong clear support for ordinary housing, small and medium-sized household consumption attitude, this and "country 11" the tone is consistent.　　But he pointed out that the 1 million yuan for a set of houses, the 0.5 point of the deed discount is actually only 5000 yuan, so the policy has little impact on the market.  to strengthen supervision and standardize access to the pre-sale certificate must be published within 10 days to strengthen the supervision of the real estate market order, "State 11" requirements of local practice, "reasonable determination of the minimum pre-sale license for commodity housing projects, not layered, unit for pre-sale permission." has obtained pre-sale permission of real estate development enterprises, in a specified period of time to open all of the House, in strict accordance with the declaration price, the prices of foreign sales.　　In the notice, the time limit for the release of all listings is clearly 10 days and requires that the price be marked in accordance with the "one room priced" method before 24 hours of public sale.　　Longbin said that after the real estate development enterprises to obtain pre-sale permission of the public housing by the municipal Authority supervision, this time in the provincial capitals issued a clear period of 10 days, can more effectively standardize the market, to promote the real estate market open and transparent will play a positive role. In addition, the "notice" also requires all localities, the relevant departments to increase the cover plate reluctant, illegal use of land and land hoarding, speculation, land use, driving up prices and other acts of investigation and enforcement, strengthen the land transfer contract implementation of the supervision and disposal of idle land, the establishment of the market integrity system, the arrears of land price,　　A breach of a contract shall limit its participation in land transfer activities. The provincial housing construction department was also asked to joinDepartments concerned to strengthen the implementation of the real estate market regulation and control policies of the inspection and guidance, the housing price rise too fast area to carry out the key supervision, to ensure that the control policies put in place. authority to give home the policy of home purchase to continue to "limit the outside order" to the "notice" issued at the same time, on the 2009 provincial government issued "Yue 15" exactly where to go, has become a lot of people in the hearts of a doubt.　　In this respect, the reporter yesterday specially consulted the provincial housing construction hall. It is understood that in the "Yue 15", a number of provisions have been explicitly implemented to December 31, 2009, including the 8th "personal sale of less than 2 years of ordinary housing, the full levy of business tax, the sale of more than 2 years (including 2 years) of ordinary housing or less than 2 years of ordinary housing, Levy a business tax on the difference of the sale income minus the purchase price of the house; For sale of ordinary housing for more than 2 years (including 2 years), exempt from business tax ", 9th" personal Transfer for 2 years (including 2 years) above, and is the family's only living room income, the individual does not bear personal income tax local revenue part "; 10th　　"The first purchase of ordinary housing, the deed according to 1% Levy" and the 12th "Hong Kong, Macao residents in Guangdong province to buy housing, the implementation of the same policy of the mainland residents." The above 4, in addition to the 10th article in the "notice" was partially retained, to "continue to implement personal first purchase 90 square meters and the following ordinary housing, the tax rate is 1% preferential policy", other provisions are not involved. Provincial housing construction office concerned officials said that since "Yue 15" has been clear time limits, the notice is not specifically stated, then these provisions are not covered will be abolished.　　Therefore, like 2009 Hong Kong and Macao residents in Guangdong to enjoy the "national treatment", 2010 will not be implemented.　　In addition, there is no clear time limit for "Yue 15", and there is no policy involved in the notice, the official said, if the policy is not contradictory to the spirit of the state and our province to regulate the property market, it can basically be retained. In other words, "Yue 15" in the 11th, "conditional city can be based on the actual situation, relax home ownership policy" will likely be retained.　　Experts said that at present, the country is vigorously promoting urbanization, to explore the reform of household registration system, so relaxing home ownership policy is to be preserved should also be understandable.　　Yue Edition "Country 11" too gentle? Recently, known as the "Beijing 11" Beijing version of the regulation of the property market, because most of the new deal is to continue the existing policy, and there is little content, "Beijing 11" by many people questioned "too gentle."　　This "notice" issued, from the content and "State 11" and not too much, more just "State 11" implementation and refinement, it was also said that the "notice" on the property market regulatory role may be very limited. In this regard, the provincial housing construction Department of the relevant officials said, at present, the tone of our province on the property market is to support ordinary housing consumption, curb speculation and investment demand, overall stability-oriented, rather than simple repression. AccountsPreviously, Guangdong's real estate market compared to many other places in the country, is still relatively healthy. The province-wide, mainly Guangzhou and Shenzhen, the rapid growth of house prices need to be regulated. Therefore, the "notice" is mainly aimed at the overall situation of the province's real estate market, put forward some requirements, specific to the city, but also need to combine their own reality, and then issued a corresponding approach.