H-Shares and bank finance "Popular Lover"

With the Chinese economy showing signs of recovery, the recent H shares, a A-shares strengthened.　　In this context, H-shares, a-share has become a return to the "involved" stock banking products linked to the hot spot. Bank financial products back to the stock market statistics show that recently, the introduction of linked H-share wealth management products have East Asia Bank, ABN AMRO Bank, Citibank and so on, the introduction of the linked a-shares financial products have East Asia Bank, Citibank, Huaxia Bank.　　Everbright Bank launched a share of different assets to invest directly in the wealth management products. Linked to H-shares, a-shares in particular H-shares in the structured financial products in 2006, 2007 stock market boom period is very popular, 2008 with the stock market to "bear", a large number of linked stock market-type financial products appear 0 or even negative returns, after the bank's new issue of financial products, linked　　This year, as the stock market improved, such products back to the lake, H-Shares, A shares once again become a hot link. It is reported that the linked financial products are divided into two categories, one is linked to tracking H-shares, a-share index of the index fund products, such as Hong Kong Surplus Fund (2800HK), ishare Xinhua FTSE A50 China Index Fund (2823HK), the other is directly linked to the stock of financial products,　　As the Bank of East Asia recently launched the "Overflow Po" series 20, Huaxia Bank recently launched the "Hui Ying 19th" A-share linked automatic redemption of financial products. Analysts pointed out that bullish on China's economic recovery brought about by the investment opportunities, banks have launched a linked shares, H-share wealth management products. A recent report by ABN Amro said imports have shown signs of a preliminary economic recovery in China.　　Standard Chartered also believes China's economy has shown signs of rebounding since March, driven by investment in infrastructure. The risk of detailed terms is still present, the bank launched a linked a-share, H-shares of the wealth management products show some new features. "The observation day, the income realization condition's setting is more detailed, for instance now launches this kind of product no longer only to have the expiration day one observation day, but sets up many observation days, thus the product obtains the profit the probability to be relatively big, obtains the 0 income the likelihood to reduce." "Puyi Wealth Zhang Xing Zhaoyuan thinks. such as Huaxia Bank in a quarter for the interval, a year's investment period set 4 observation days. 　　Other banks like financial products most of the product term for the observation period, the observation period of all trading days are observation day. Stock-linked financial products usually set a trigger point, the performance of the hook mark to break the trigger point that triggers the event to occur.　　Some products set a price of absolute space, such as ups and downs not more than 20% of the range, some products set a rising trigger point. In this respect, Zhang Xing Zhaoyuan points out that the more difficult the conditions are set, the higher the potential benefits, with Huaxia Bank of the above products, for example, a set in the observation date of the 4 hook mark at the beginning of the relative period of price increases are more than 5%, that is, automatic redemption and get the same time deposit rate of 2.58 times times the income, B set to rise more than 10%, The return on automatic redemption is 3.11 times times that of the same term deposit rate. More than 10% obviously more difficult than 5%.　　When setting absolute value space, the larger the absolute range means the less the possibility of breaking the trigger point, the lower the corresponding risk, the lower the potential gain. The smaller the absolute, the greater the likelihood of breaking the trigger point and the higher the yield. Zhang Xing Zhaoyuan remind investors that the choice of such products to pay attention to the product is 100% or partial capital preservation, part of the capital preservation is the risk of loss of principal, as well as linked to the market impact of fluctuations in the risk.