Hoarding to cover the housing companies will be discontinued stock bonds do not give loans

BCC Beijing September 29 news (reporter Wanghuaqiang) reporters from the relevant parties to understand, in order to further implement the State Council on resolutely curb the price of some cities in the rapid rise in the spirit of the notice, the State ministries concerned recently introduced measures to consolidate the real estate market control results, promote the healthy development of the real estate market. It is understood that these measures are mainly: one is to strengthen the implementation of the real estate market macro-control policy measures. Immediate research is needed to develop implementation details of the implementation of the national development document [2010]10]. The areas where the implementation rules have been issued should be adjusted and perfected in the light of recent policy measures issued by the relevant national ministries. Housing prices too high, rising too fast, the supply of tension in the city, to a certain period of time to limit the household home purchase.　　Strict implementation of the accountability system, to implement the policy is not in place, the work is not effective, to conduct interviews, until the accountability. The second is to improve the differentiated housing credit policy. The commercial banks suspend the granting of third-and above-housing loans to residents ' families, and suspend the purchase loan for Non-residents who cannot provide a certificate of local tax or social insurance payment for more than one year. For the purchase of commercial housing loans, the proportion of the first payment adjusted to 30% or more; the family that buys the second housing for the loan strictly enforces the rule that the first payment ratio is not less than 50% and the loan interest rate is not less than 1.1 times times the benchmark rate. Commercial banks should strengthen the management of consumer loans and prohibit the purchase of housing. Commercial banks that do not seriously implement differentiated credit policies will be seriously dealt with once they have been verified.　　Continue to support real estate development enterprises to undertake low-cost, small and medium-scale commodity housing projects and participate in secure housing projects loan needs. Third, the adjustment of the housing transaction link of the deed and individual income tax preferential policies. To strengthen the supervision and inspection of the land value-added tax collection and management, focusing on the real estate development projects priced in excess of the surrounding house price level to carry out land value-added tax liquidation and inspection.　　We should accelerate the pilot work of real estate tax reform and gradually expand to the whole country. Four is to effectively increase the effective supply of housing. All over the 2010-year housing construction plan and land supply plan for the actual completion of the inspection of inspectors, the implementation of small and medium-sized general merchandise housing and security housing construction plan and land plan. Cities that have risen too fast will have to increase the total supply of residential land. Earnestly implement the tax preferential policies supporting public rental housing construction.　　Financial institutions are encouraged to support the construction of affordable housing projects and to formulate long-term loan policies to support the construction of public leased houses. Five is to increase the housing market inspection efforts, according to the law to investigate the brokerage institutions speculation, drive up prices, encourage customers to sign "yin-yang contract" and other acts. To the real estate development enterprise Land idle, changes the land use and the nature, the delay opens the completion time, the cover plate reluctant and so on illegal behavior, must continue to increase the exposure and the punishment strength. For real estate development enterprises which have the above illegal records, they should suspend the issuance of shares, corporate bonds and new land purchases, and the commercial banks will cease to extend loans and loans for new development projects.