Housing policy will change neutral policy classification adjustment will be launched

The policy classification adjustment will commence, but the first time home buyers still enjoy the offer today, the China Securities News reported: "As housing prices rise too fast, the ongoing policy of stimulating housing consumption may change." Among them, the new mortgage interest rate concessions may be narrowed, some tax breaks expire, may not continue. But the direction to encourage home purchase consumption will not change.　　A senior member of the HS has recently analysed it.　　The industry believes that the one-year housing market stimulus policy will gradually shift from "loose" to "neutral", the policy classification adjustment will also be launched, but for first-time home buyers will remain a preferential housing consumption. It is reported that October 22, 2008, the Ministry of Finance issued a provision, from November 1, 2008 onwards, the first purchase of 90 square meters and the following ordinary housing, the tax rate of a unified reduction to 1%, the individual sales or purchase of housing temporarily exempt from the imposition of stamp duty and land value-added tax.　　On the same day, the central bank also issued "First suite loan interest rate 70 percent, down payment 20%" policy. December 20, 2008, Kwok 131th to push two more blockbuster preferential policies, first, to clarify the relevant policies to improve housing. Second, the reduction of business tax, general housing exemption period from 5 years to 2 years.　　If the transfer is less than 2 years, it shall be levied on the basis of the full levy and the policy will be provisionally implemented until December 31, 2009. At present, two sets of mortgages have been quietly tightened, business tax relief "one-year deadline" will expire, and "70 percent interest rate will be stopped" to become the focus of attention.　　The reporter contacted several banks, each other said, has not received any document request to stop the mortgage interest rate preferential policy. A credit manager at Citic Bank said: "The list of contracts that have been signed is less likely to change the interest rate 70 percent because of the provisions in the contract, and the main future is to raise the benchmark rate." If 2010 rises, the new rate will generally take 2011 years. But for new mortgages, it depends on the central bank's policies. Gu, vice president of the China Real Estate and Housing Research Association, said that it was still too early for the new policy to be lightly regulated. Finally, we will see the results of the Central Economic Work Conference at the end of the year to see the country's macroeconomic judgments and the reorientation of fiscal and monetary policies.