ICBC's credit support will be back on loan

When the wind of credit scale is tightening, the bank's credit investment is further clarified and refined.　　Reporter 8th from industrial and Commercial Bank of China to learn from the 2010 working Conference, the Bank this year, the credit will be "six key support" and "three strict control", the resumption of "hoarding", "cover plate" housing enterprises loans. Among them, the "six key support" one is to focus on supporting the construction, continuation and signed major projects to ensure the smooth development of national key projects, the second is to support strategic emerging industries, modern services, support energy conservation and emission reduction, recycling economy, low-carbon economy and other green industries; third, to support the development of small enterprises and trade financing needs, To ensure that the growth rate of small business loans is higher than the full bank loan increase the loan increment is higher than last year's level; four is to support residents ' reasonable consumption demand, and to support residents ' first housing consumption; Five is to take the national region Development plan as the guideline, the key supports the strategic region development, enhances the Midwest, the Northeast and the key county domain credit proportion　　Six is the comprehensive utilization of overseas projects RMB loans, SM, structured finance, buyer credit and other products, focusing on supporting our enterprises "go out".　　The "three strict control" means that ICBC will strictly control the credit investment of the new projects outside the national key projects, strictly control the "two-one-capital" industry loans, and will not support the enterprises and projects that cannot reach the environmental requirements, and strictly control the loan of the overcapacity industry. For real estate development loans, ICBC is particularly clear: will strictly implement the real estate development Enterprises access list system management and loan conditions, strictly prohibit the project capital is insufficient, "four card" not aligned real estate enterprises or projects to issue loans to the existence of "hoarding", "cover plate"　　The behavior of the real estate enterprises no longer to issue new loans and to recover the loans issued. "If this year is going to be different from previous years, the most striking thing is that this year the head office has been particularly focused on the credit structure," he said.　　ICBC, a provincial branch of the governor told reporters.　　Analysts pointed out that the most domestic commercial bank, ICBC's credit to basically reflect the domestic banking credit strategy. The 2010-year lending policy that domestic banks are talking about includes: Gao Securities released 8th. (1) The new Infrastructure loan audit standard will be tightened to focus on the project's cash flow creation capability and continue to support existing unfinished projects, (2) more stringent selection of real estate developers; (3) Given the higher rate of loan yields, Focus on small and medium-sized enterprises with good quality.