In Guangzhou, Shenzhen, less than a year to apply for a mortgage will be subject to strict restrictions

(reporter Zhou Qiumin) Yesterday, the Guangdong provincial government on the official website of the "forwarding the State Council to resolutely curb the price of some cities in the rapid rise of the Notice" (hereinafter referred to as the "notice"), the State Council proposed two sets of loans to the first payment ratio of not less than 50%, and other measures　　Shenzhen and other central cities should strictly restrict the purchase of third sets of housing loans, and strictly restrict the issuance of 1 years or more local tax certificates or social insurance payment certification of non-local residents to buy housing loans. Sui apply for three sets of housing loans will be limited it is reported that the State Council in mid-April issued to curb the rapid rise in some cities in the city of the notice, the demand for strict differential housing credit policy, the purchase of the first set of housing and the building area of 90 square meters above the family, the first payment　　For families with loans to buy a second home, the ratio of first payment to loans shall not be less than 50%, and the loan rate shall not be less than 1.1 times times the benchmark rate. The provincial government stressed in the "notice" that Guangdong should strictly implement differentiated housing credit policy, resolutely curb unreasonable housing demand.　　Guangzhou, Shenzhen and other central cities to strictly restrict the purchase of the third set of housing loans, strict restrictions on the issuance of 1 years or more local tax certificates or social insurance payment certification of non-local residents to buy housing loans. The second housing is determined to strictly enforce the relevant national standards, the local real estate authorities to the financial institutions to identify the second housing work to be actively cooperate.　　For foreign institutions and individual home purchase to strictly implement the Ministry of Housing and Urban construction, "on the regulation of the real estate market access and management of foreign investment" and other relevant policies. Previously, Guangzhou announced the new deal in the property market is only to cooperate with financial institutions and the tax authorities to establish a consultative linkage mechanism, for the third suite of credit policy, the executive decision in the financial supervision departments and commercial banks, and did not explicitly put forward restrictions on the purchase of third sets of housing loans and above.　　And Shenzhen is to require commercial banks according to the risk situation, suspend the purchase of the third room or above housing loans.　　Guang Shen this year to increase the supply of residential land according to the "notice" requirements, Guangdong will strengthen the real estate tax management, strict implementation of the state-related individuals to buy ordinary housing and non-ordinary housing, first home purchase and non-first purchase of differential tax policy, give full play to the tax policy on housing consumption and The State Council, in issuing the notice, pointed out that the Ministry of Land and resources to guide the timely development and publication of housing-oriented real estate planning, and practical implementation. Cities that have risen too fast will have to increase the total supply of residential land.　　To speed up the disposal of idle real estate land, the resumption of the unused soil priority arrangements for ordinary housing construction. On this basis, the provincial government proposed that Guangdong will increase residential land and housing supply. Guangzhou, Shenzhen and other central cities to effectively increase this year's residential land supply total.　　Housing urban and rural construction, planning and other departments to strengthen the coordination of services to speed up the examination and approval. 27,000 sets of low-cost housing built this year "notice" clear, Guangdong will accelerate the welfare of housing workersCheng Construction, more than the municipal government should seize the organization to formulate 2010-2012 years of affordable housing construction planning, and announced to the whole society before the end of July 2010, of which this year the province must complete the construction of low-cost housing 27,300 sets, the economic application of housing 16100 sets, forest rehabilitation 8,500 households, Reclamation area to transform 26,000 households, rural dilapidated 20,000 of the task of reconstruction.　　The provincial finance department shall, as soon as possible, issue a provincial special subsidy fund for the construction of a secure housing project. Developer cover plate reluctant to expose to strengthen local commercial housing pre-sale supervision and management, the provincial government proposed that this year has issued pre-sale permit of the commodity housing project to carry out a comprehensive clean-up, on the existence of cover plate reluctant, hoarding houses, driving up prices, not according to the provisions of the Act of Real estate development enterprises, to increase exposure and punishment strength, Serious problem to be abolished by law its real estate development qualification.