Is it feasible to rent first and buy first after small?

"No Room Not married" "gnawing old home purchase" has led to young people's housing consumption, experts called for the establishment of rational consumption concept many young people can only choose to rent before marriage. "No Room Not married" "gnawing old home purchase" has led to young people's housing consumption, experts call for a rational consumption concept "marriage must buy a house, do not buy will not knot, a graduation will buy a house, the more late to buy, the parents first photocopy pay, two families buy a set of ... Now many young people in the community have ' no room not married ', ' low Age home purchase ', ' gnawing old house ' purchase concept.　　January 4 "People's Daily" published an article called for advocates to change the concept of consumption, and gradually establish a "first rent after buying, first small after the big" rational housing consumption view. "First rent after buying" has become a hot topic in the recent property market.　　This reporter interviewed some Huizhou citizens, many people think that the "first rent after buying" proposal is good, but we can not ignore the current real estate market, there are many problems, and the public that "first rent after" Can not stay in the general appeal, the need for national and local policies, more need to have corresponding input.　　Rational housing consumption view is worth advocating in some people in the industry, the property market in recent years crazy, soaring housing prices, in addition to the local government to make money, supply and demand imbalance, developers profiteering and other factors related, but also with some irrational housing consumption concept. Qin Hong, deputy director of the Center for Policy Research at the Ministry of Housing Construction, said in a media interview that in some countries in Europe and the United States, the proportion of private housing is around 60%, the rest of the people through leasing to solve the housing problem.　　In China, the proportion of home ownership is much higher than this. Qin Hong said, now some young people have "no room not marriage", "one-step", "low Age housing" and other ideas. Because of the existence of these concepts, the normal demand for their own lives superimposed on investment needs, the current demand is superimposed on the future demand.　　The centralized release of various needs leads to a long period of imbalance between supply and demand, and prices inevitably rise.　　Mr. Zhang, who has been in the real estate industry for years, says he has touched many young buyers, some just work a few years, savings are not many, the family economic conditions are limited, but they can not wait to buy a house, back on a heavy burden of life, every month's income often make ends meet, and some even put their parents ' pension fees are in. Mr. Zhang believes that buyers should set up rational consumption concept, especially young people should do their own.　　In the current high housing prices, "first rent after buying, first big after small" can be said to be a relatively good choice, to reduce the household consumption burden of housing, reduce financial risk. Rental premises must be stable although many experts have been calling for "first rent, buy" to establish a rational concept of housing consumption, and that this helps curb the excessive rise in house prices.　　But in reality "first rent after buy" but applauded not draw, some people think, if the future housing prices continue to soar, the "first rent after buy" must eat big losses. Mr Xu has regretted "buying first". Four years ago, Mr. Xu and his classmate Mr. Wang came to Huizhou work together, at the same time to work in Jiangbei a company, after working for a year, WangMr. Xu all bought a set of unit price per square meter of more than 3,000 Yuan house, Mr Tsui spent three hundred or four hundred yuan a month to rent a house to live, Mr. Xu thought that prices are somewhat high, look forward to the fall in housing prices after the market. However, a few years later, Mr. Xu's wages did not rise significantly, but the price of the Jiangbei has soared, the current new house prices have risen to more than 6,000 yuan/square meters, Mr. Xu Rent the house rent has risen to more than 1000 yuan, when Mr. Xu is ready to buy a house, but found that the work for a few years all savings can only pay a down payment, And a heavy mortgage burden.　　But the house that Mr. Wang bought a few years ago has already appreciated greatly. Mr. Lin believes that one of the important prerequisites for first-rent purchase is that house prices and rents are relatively stable.　　If house prices rise substantially, the more the tenants delay the purchase, pay a higher price, income minus rent growth rate, far behind the price increase, then, this way is tantamount to a disguised devaluation of income. Insiders point out that if the expectations of rising housing prices do not eliminate, people will not be able to form the consciousness of rent. The first prerequisite for renting is a lower expected rise in house prices.　　Only people feel that the rental will not lead to the future can not buy a house, people may really rent as a realistic choice, otherwise in the "more late to buy the more can't afford" the fear of psychological impact, many people will be forced to join the purchase of the army.　　Rent is facing a lot of practical problems, it is understood that some people interviewed that, if the economic conditions permit, they will hurry to buy a house, in addition to worry about the continued rise in housing prices, but also worried about rental instability, living in precarious. "Generation" small Xu told reporters that their own and girlfriend's income is not high, both sides support the "rent first", but when ready to get married, both friends and relatives, especially the elders think should first buy a house to marry, and finally under the pressure of the elders, had to buy a house last year, so with relatives and friends borrowed a lot of money,　　Life is very tight at the moment. The concept of "no room and no marriage" is still widely popular in the society. Mr Wong is worried about "a lot of unmarried young women are looking for a house with a car husband, if there is no house, the future can not find a wife to do?" "In real life, many places will still be registered, education and housing linked." Many people worry that there is no House property certificate, children can not be able to find effective housing certification, the children's education is not protected, but to pay a large amount of education expenses. Can not fall, sometimes also affect the public in the city to enjoy the relevant welfare benefits.　　In addition, some of the houses available for rent are relatively remote, lacking in a variety of public resources, such as health care, culture, sports and entertainment.　　Mr Huang believes that if the social trends and the overall concept has not changed, some household registration and housing-linked policy has not improved, it is unrealistic to want people to abandon some irrational housing consumption concept. Housing construction should be more efforts to "buy after first" there is a premise is that there is room to rent, the industry pointed out that the current housing leasing market generally exist two major problems, one is available on the marketRents are too small, in short supply.　　Second, the leasing market is not standardized, the contract is not binding, the lack of corresponding laws and regulations for management.　　Some members of the public have reflected to reporters that it is not easy to find the source of "heart water" rental housing, the rents of many rental housing estates in the urban areas are rising too fast, and because the market is not standardized, renting is not stable, often to move. Some people have suggested that the Government should continue to strengthen real estate control, resolutely curb the excessive price rise and effectively stabilize the property market.　　At the same time, we must standardize the leasing market, increase the construction of public rental housing, so that people have a stable, cheap house can be rented.　　In some people's view, the current public rental and low-rent housing, such as the protection of the House is still far from meet the demand, and part of the low-rent housing built by the position is too far away from the city center, related facilities are not perfect.　　Mr. Zhang said that the current go round housing, in the construction of affordable housing at the same time, should pay attention to the distribution of equity, to ensure that the housing is worthy of the real, return to the "protection" of the standard. The Stone of his hill Hong Kong: Push the "buy first" home purchase scheme last October, the chief executive of the HKSAR, Mr Donald Tsang, said in announcing the policy address that the HKSAR Government would work with the Hong Kong Housing Society to launch a "buy first" scheme for first-time home ownership for Low-and middle-income families.　　The official name of the new scheme is the "Home relief Subsidy Scheme", which aims to help the people of the lower and middle income groups to ease the pressure on housing purchases. According to the introduction, the first 2 years of the scheme are rented and tenants are not required to buy the houses they live in. During the 3rd to 5th year of occupancy, the Hong Kong Housing Society will sell the flats to tenants.　　By the end of the 5th year, if the tenant does not buy a house, it must move away. Germany: Increase housing leasing market construction for many years, German house prices have been kept relatively low level, but low prices did not stimulate the Germans buy homes home demand. Instead, many Germans would rather rent a house than buy a home of their own.　　This has played an important role in stabilizing housing market demand and avoiding soaring house prices. According to statistics, the current German home ownership rate is only 42%, another 58% of the family is rented, and among the young people, 77% of the people are "rental family." For years, the German government has taken a series of measures to curb the excessive rise in house prices, including the construction of a housing leasing market. In Germany, in addition to targeting special groups of "low-cost housing", there is also a large number of commercial rental.　　On the one hand, the government to standardize the level of rent, on the other hand, through a set of strict laws, pay attention to protect the interests of renters.　　Another reason why Germans are less enthusiastic is that the government, through a series of tax measures, has increased the cost of speculative speculation in real estate, limiting the need for investment in buying houses. London: Nonprofit housing association offers low-rent housing according to data published by the Ministry of Community and Local government, home ownership rates in London have just exceeded 60% per cent because of more mobile populations, more expensive housing and higher mortgage thresholds. That is to say, there are nearly40% of households rely on renting private housing or low-cost housing provided by the Government and non-profit housing associations to solve the problem. Generally speaking, there are four groups of people who rent in London: Expatriates, college students, homes in London, and Britons from other parts of the country. The city's homes and other Britons have the right to apply to the government for low-cost housing or rental subsidies, the actual rental price of only one-second or even one-third of the market, which greatly reduced the rent pressure.