It's not the first room in a divorce March.

Buyers questioned the bank to discriminate against the divorce crowd bank said "to prevent false divorce" (reporter Ms. Li) Divorce day, no one side to apply for loans to buy a house, the bank to divorce less than three months, refused to carry out the first set of mortgage policy.　　Buyers are quite dissatisfied with the bank: the people who divorce to buy a house, have to wait three months after the divorce is the first suite. September 30 this year, Ms. Sun in Jiyuqiao near a property to see a house, to a resident state-owned bank loan Manager Consulting housing policy.　　Exchange, a loan manager Li Yun (alias) that the day just and her husband divorce, although I have no real estate name, but the ex-husband last year to buy a house, so inform each other at this time to buy a room still two suites, must be three months after the first set of mortgage policy. The bank's move attracted Ms Sun's displeasure. She believes that the bank decided that a few apartments in the family unit, since they have divorced, name and no real estate, why loans to buy a house can not enjoy the first suite policy.　　Moreover, the divorce after their own housing, housing prices rose quickly, and certainly to buy a house as soon as possible, the bank on what the determination is "false divorce"? In this respect, Li Yun explained that the state strictly enforce the family unit two after the determination of the policy, fake divorce after the purchase of the first suite phenomenon significantly increased, many families without a house after the divorce to buy a house and then remarried, so that the family two suites can enjoy the first suite policy. To guard against such risks, banks usually carry out the two suite policy for first-time buyers who have been divorced for less than three months.　　He also said that the bank is also in order to crack down on property speculation and speculative buying houses, real for their own first home purchase, the policy will be tilted. Reporter calculate a account: First Suite only 30% down payment, interest rate hit 85 percent, if it counts as two suites, then a down payment of 50%, interest rate floating 10%. To buy a set of 1 million yuan housing calculation, according to two suites to pay 200,000 heads, if the loan in 30, although the total number of loans is less than 200,000, but the interest is only less than 18,000 yuan.