It's okay to look at the house and not buy.

I am 70后, graduated from September 2003 to Guangzhou to work, live unit space swing, all income including year-end award what 7788 never really count 6000 yuan, when the wife is still reading.　　At that time new to a city, new to a unit work, mainly in the environment, there is no money, no purchase plan. 2004 51 Holiday, wife came to the side, think of the wife soon graduated, ready to rent a house near the unit. A look, the price is very low, only 5000 yuan a flat, at that time decided, do not rent, buy. Just a new building in the "price", immediately decided to buy. 110 flat, 538,000, three bedrooms two halls. Paid a deposit of 2000 yuan. Down payment 20%, plus tax is about 120,000. But no money ah, so look for units to borrow 30,000, the unit is just another 20,000 ...　　Finally made up. The first set of experience is to buy a house early. Of course, someone said, you buy a house, house prices so cheap, to catch up with the good times, of course, early. In fact, there are a lot of people at that time, even more people than now to see the empty, I have a classmate, and now have not bought it. Some people say that you can not afford to buy three rooms in the center of the city. Yes, so just graduated from the students, I insist that one-step buy three rooms four rooms, also do not buy a new house, buy a small second-hand housing, the husband and wife two should still be OK. Buy a house, I really do not advocate one-step. Even if I had bought a 110-flat three-room in the beginning, it would have changed a lot in a few years. As your income grows, the greater your pursuit of the house, the better. The lesson is that buying a first suite is the hardest. It takes a long time to buy the first suite with the average person. I bought the first house decided to half an hour, of course, no experience also eat a lot of losses, the situation of the real estate is not understand, after the building is silly eyes: behind there is a railway, there is a fast road, too noisy.　　Move into the new home at the same time decided to change quickly. In the middle of the 2005, the hand accumulated tens of thousands of pieces, and then looked around the house, ready to change. But at that time wife pregnant, have a child or something, at the same time for two suites, the wife may feel the pressure is larger, do not agree. Plus a little hesitation, so although 2005 to the end of 2006 has been looking for a house, always wanted to buy, but did not buy. Missed the chance. In the April 2006, the first house loan was made in advance under the wife's leadership--now that's silly.　　After the loan, only 8000 yuan left, all into the stock market. Here say two lessons: first, buy a house must not hesitate, the house must be optimistic about two days to start, a hesitant to have no. Second, be sure to know that when youth is missing is money, so be sure to find ways to borrow money from the bank, and do not make money, early repayment of folly.　　Especially to save money, I never deposit a bank, sometimes hundreds of thousands of, hang in the stock account and not move, also do not save money. 2007 before the Spring Festival, I am optimistic about a house to buy, the wife does not agree, a big quarrel after Fahen said not to buy a house, so the first half of 2007 did not care about the house. June, wife said Shenzhen house prices soared, proposed to buy a suite, a wife said to buy a house, I am really happy, the next day to find a house, found a new real estate, in the clear tail goods, the house is not satisfied, tail goods also no good house, but feel a lot of appreciation potential good, so at that time under the 2000 Yuan deposit.　　After going home to feel that the house is too far, later rent trouble, and their real goal is to buy a suite from live, so the next day in the surrounding to see second-hand housing, see a set of stairs room, north-south permeability, very quiet, the community environment is also good, about the landlord, then made: 800,000, 104 flat, before the House of the deposit on this sent off. 2009 Spring Festival, every day on the internet to see the first room turnover in Guangzhou, when see the March late 7 consecutive days of turnover to more than 200 sets, I think, the housing market warmer, coupled with my macroeconomic forecasts is beginning to go out of the bottom, so, the beginning of March to see the house. Look at the house is really very hard, at that time very optimistic about Haizhu District, especially in the vicinity of Red Hillock. Very early to take the subway to Rome home, sales department is not open, a new guy came earlier, I talked to him. He said he was not optimistic about the property market, told me not to rush to buy, and so on the next issue, if the opening price is less than 10000 yuan to buy again-at that time the prices are about 12,000. This should tell the truth, because there are very few sales to the guests do not buy a house. However, I no longer trust any professional person after this, I only believe in myself. After reading the Roman home, along Guangzhou Avenue South to the north, is walking, no car, also did not take the bus. While walking to see, as long as there are green buildings under construction, go in. At that time, there was no specific target to buy the property, we know that prices will soon rise, must buy a house in a week, so what kind of house look, from single apartment, to the Pearl River Emperor King 200 flat large type, to the Pearl River New Town, to the villas of elegance, also regardless of whether the hand or second-hand, as long as someone to sell, I will buy. Why this, mainly since 2008 more than a year has not looked at the house, the hands have no reserves, do not know what kind of house to choose what good. Only know the price to rise, to buy quickly.　　By this year, the price of such regulation has not fallen much, I am ready to see the house. Therefore, after the recommendation 80, you may not be able to afford now, also may wish to see, the weekend do not go to happy, look at the house, ready to buy a house at any time. (This digest from Tianya forum)