Lijie: Adjust the interest rate of foreign currency deposit and loan according to the market change timely

August 9 Afternoon News Everbright Bank deputy Governor Lijie said today, Everbright Bank closely follow market interest rate changes, timely adjustment of the foreign currency deposit and loan interest rate, and strive to prevent interest rate risk.　　In response to investor concerns about how the bank controls interest-rate risk, Lijie said the bank is mainly assessing the interest-risk profile of its banks through a pricing gap analysis. Everbright Bank regularly monitor the gap situation and use the gap data for stress testing, as a guide, adjust the pricing term structure of interest-bearing assets and debt, and use financial derivative instruments to cover the risk.　　At the same time, pay close attention to the foreign currency interest rate movements, closely follow the market interest rate changes, timely adjustment of the foreign currency deposit and loan interest rate, to prevent interest rate risk. In the exchange rate risk control, Lijie said Everbright bank as far as possible to achieve balance of assets in the currency matching, through a reasonable arrangement of various sources of money and the use of control risk.　　We should strictly control the risk exposure of the exchange, improve the mode of trading, and implement a multiple-price mechanism to avoid currency risk. We should study, design and develop various financial derivative instruments to avoid exchange rate risk, and actively carry out financial innovation, and strive to use various financial instruments to control exchange rate risk. (Ding from Beijing)