Multi-pilot car insurance rates floating industry cautious optimism

After Shenzhen, Xiamen, Jiangsu and Dalian have started the pilot work of car insurance rate floating in this month, Guangdong market early stage customer information platform has not been set up, not too have the relevant pilot conditions (reporter Guichenro) has monolithic car insurance rates have recently begun to loosen, following Shenzhen, Xiamen, Jiangsu, Dalian has started the pilot work of floating car insurance rate in succession this month.　　Although the pilot is still in the process of soliciting opinions or research, but has made the industry full of expectations.　　Not a major advance announced earlier this month, "Shenzhen Motor vehicle commercial insurance rate floating scheme (draft)" provisions, such as vehicles for 3 consecutive years and above no reparations, the lowest premiums can float 50%, the previous year, 10 times and above, the premium up to 3 times times.　　Subsequently, Xiamen and Dalian also introduced the relevant tariff floating scheme discussion draft, although not officially announced, it is reported that the core content is the next year's premium amount and the number of vehicles Chuxian link.　　Compared with the above three pilot cities, Jiangsu Province is pushing forward the pilot work of differential rates in the high risk areas. This is not the first domestic car insurance rate reform. 2003 Domestic auto insurance market that has a rate of market-oriented attempts, but because of the lack of unified reference standards, the companies to rob the market for a big price war.　　In view of this, the regulatory department is not fully spread out, but the choice of several car insurance information platform in the city pilot. A large insurance company responsible told reporters that the rate reform is based on the vehicle insurance information platform, a variety of rate factors are more clear, the risk of accurate grasp, it is not likely to appear vicious competition.　　The head of an auto insurance company said the rate reform is good in the long run, but the short-term impact remains to be seen. Guangdong Temporary No adjustment plan province more than the provincial insurance company to reporters, did not receive any information on the reform of car insurance rates, prior to the Guangdong Security Bureau related to reporters that Guangdong has no pilot program.　　Industry insiders told reporters that the early stage of the Guangdong market customer information platform has not been set up, not very relevant to the pilot conditions. Reporter yesterday from the Guangdong Insurance Industry Association to understand that the original plan of the Guangdong Auto Insurance information platform has been set aside, the province of all the insurance company information will be unified access to the China Association of Insurers launched by the National Auto Vehicle information platform.