Provident Fund Adjustment rate repayment this year unchanged

One-year loans to the new rate next year (reporter Zhao Yang) 1-year Housing Provident Fund loans, starting from next January 1 onwards to implement new interest rates.　　After the housing construction department released the deposit and loan interest rate adjustment, Beijing Housing Provident Fund Management Center of the relevant responsible person to the reporter explained in detail the specific implementation details. According to reports, according to the People's Bank of China promulgated (personal Housing Loan management method) of the relevant provisions, October 20, 2010 (excluding) previously issued, the period of one year (including one year) within the individual Housing Provident Fund loans, October 20, 2010 still carry out the original interest rate, not subsection interest　　, the period of more than one year of personal housing Provident Fund loans, October 20, 2010 after the implementation of the original interest rate, starting from January 1, 2011 (including), the implementation of adjusted personal Housing Provident Fund loan term grade rate.　　To put it simply, a provident fund loan of less than 1 years before October 20 is also repaid at the original rate; over the first year, this year, at the original rate, starting from January 1 next year, the new rate will be repaid. Relevant responsible person said, October 20, 2010 (including) after the issuance of personal Housing Provident Fund loans, the implementation of adjusted personal Housing Provident Fund loan term grade rate, in accordance with the "Beijing Housing Provident Fund Loan measures" and other provisions, for different ways of repayment of individual housing Provident Fund loans, According to the corresponding repayment formula to determine the new monthly payments.　　The reporter learned that the Beijing Housing Provident Fund Management Center has been linked to the official website of the Personal Housing Provident Fund loans Three reference forms, including free repayment of the minimum monthly payment, equal amount of monthly return, equal amount of the first month, the reader can refer to. For those who have applied for Provident Fund loans, but the loan date of October 20, 2010 (including) after the Personal Housing Provident Fund loans, the borrower must first sign a notice of adjustment of the loan interest rate, the relevant departments can issue individual housing Provident Fund loans.