RMB revaluation and devaluation of people's money bags face shrinking

Commodity prices soared global stock markets rose in the shadow of the currency war, on the one hand, the renminbi in the recent rapid appreciation of the dollar, on the other hand, domestic inflationary pressure, the "negative interest rate" situation will continue.　　In the case of RMB such as "internal devaluation", how can the common people let the assets preserve and appreciate? Special articles: Chenhailing, Fangliping, Zhang Zhonghan, JL, Pan October 15, the U.S. dollar to the median price of RMB 6.6497 yuan. So far, the renminbi has appreciated 2.6% against the dollar since the People's Bank of June 19 announced further reform of its currency. Federal Reserve Chairman Ben Bernanke said it might be necessary to take further monetary stimulus because of low inflation and high unemployment.　　It also means that the dollar's weakness and the appreciation of non-US currencies will not be over for the time being, so the future trend of the renminbi is unpredictable. At the same time, September CPI year-on-year growth is expected to exceed August, 3.6%~4%, and the current one-year fixed deposit rate is only 2.25%, that is, 10,000 yuan to keep a regular year, the actual "loss" of savers amounted to 135~175 yuan.　　In the case of negative interest rates and foreign currency appreciation, how can ordinary people ensure that assets do not shrink as much as possible? Market influence commodity price frequency innovation high National day, with the depreciation of the dollar and the rapid appreciation of the renminbi, the commodity market exploded. Agricultural futures and non-ferrous metals led the rise. Zce's cotton futures rose nearly 12% in six trading days, and the day's rubber futures rose nearly 20%.　　International copper prices rose 3.7% per cent after the national day, with metal tin hitting a record high recently. Revaluation of the property control effect of the national statistical Office data show that September nationwide house prices rose 0.5%, commercial housing sales area chain also soared 52%.　　To house prices under the Shang still rising, some analysts said, the appreciation of the renminbi prompted property appreciation, not only let domestic funds betting against inflation, some of the foreign "hot money" will also take the opportunity to enter the property market. Global stock markets surged recently, the economic data of the world's major economies have not improved significantly, but the competitive devaluation of multinational currencies has become the most direct driver of the rally. The Dow has broken 11,100 points. Hong Kong's Hang Seng index has risen about 15% since September.　　A-share, the Shanghai Composite Index last week led the global rally by 8.49%. Gold 1400 dollars is in sight from October 6 to now, the gold spot market even hit three new highs, October 14 straight break 1380 dollars/oz. "Everyone is worried about the depreciation of the dollar, so gold has been blazing high."　　"Guangdong Province Gold company analyst Yang Haitao said.　　Currency appreciation pressure increase in the industry said the United States to regain the weak dollar policy, the U.S. dollar or again into a long-term depreciation, the renminbi appreciation pressure. The US dollar clearly has restarted the "Fall and fall" trend before the financial crisis began. Before the financial crisis, the U.S. government has been on the surface of a very strong beauty, the dollar's index fell by 41.34% in the 6 years from 2002 to 2008, while secretly allowing the dollar to depreciate. The renminbi may also be back in step with the pace of appreciation before the financial crisis, when the dollar has "plunged" before it returns to the financial crisis.　　The renminbi has risen by 2.67% in the four-month period since the June 19 resumption of the exchange. People's financial advice suggest that one renminbi asset is not recommended for dollar assets. Fang, vice president for southern Investment, said that for people living in China, renminbi assets would not be recommended for foreign currency assets.　　The decline in the dollar will not change in half a year. If the Chinese citizens who want to emigrate, because they have a second currency need, in the United States dollar can not see the possibility of appreciation of the current, should be as far as possible settlement.　　Beyond the 50,000 dollar swap limit, some funds can be purchased from banks to invest in overseas markets. Suggested two large sums of money involved in the stock market can follow Goldman Sachs (Asia) LLC analyst Zhu Yue said: "The risk of a hard landing for the Chinese economy is receding." Policy has begun to relax and may continue. The return of a shares is mainly concentrated at the end of the year, upward space of more than 20%. Because the fund position is higher, non-tradable shares to the market sentiment caused by the release of uncertainty, the stock index may take longer than the H-share index to reverse, but after a period of time its rebound should be more significant. The combination of low policy risk, high growth in defensive and partly cyclical sectors is most likely to benefit from a relaxation of some of the industry's policies rather than overall relaxation.　　Recommended high distribution of retail, insurance, industrial/mechanical and building materials industry.　　Stock Market Investment consultant Gao that the market trend established, from the plate wheel movement, the choice of plate is steel, ocean, real estate sector. Suggest three can buy ETF fund to share a commodity feast the surge in demand in China has also increased the thrust of commodity prices. The appreciation of the renminbi has also increased China's purchasing power of commodities.　　Therefore, in terms of quantity or price, the investment space of commodities for the next six months is quite large. Fang that because commodities are denominated in dollars, the dollar falls and commodity prices are bound to rise, the future investment prospects for commodities in the next six months are bullish. However, commodity futures speculation is very risky, ordinary people most feasible way is to invest in commodity-linked ETF funds.　　Such funds are sold in major banks. Proposed four property market encounter short-term control to avoid entering the next 12 months, Chinese real estate developers may face the main city housing prices fell by as much as 10% of the situation.　　Despite the volatility and regulatory uncertainty in the industry, developers themselves seem to be more effective at coping with the current challenges than the 2008 downturn, as the S & P rating service said in a recent industry report titled "The Chinese Government is tightening market controls to make the real estate industry look difficult". Fu Be, a credit analyst for S & P, said:"The Government's regulatory policy aims to prevent a sharp rise in house prices and curb speculative buying, which will reduce market demand," he said. At the same time we believe that there is a large number of new projects into the sales phase, thereby increasing supply. Therefore, we think that the average sales price of real estate in the short term still has room for downward adjustment. Still, many developers have the right liquidity and have achieved most of the 2010-year revenue-recognition targets. That would reduce the pressure for a sharp downward adjustment in prices in the short term. ”