Shanghai's housing for the elderly pilot quietly stopped

Shanghai City "to the Housing self-service" pilot scheme of operation is: older persons over 65 years old, can be their own property rights and Provident Fund Management department to carry out housing transactions.　　After the completion of the transaction, the elderly can receive a one-time payment, housing from the Central Provident Fund Management Center to rent to the elderly, lease by the two sides agreed that the rent and market prices are the same, the elderly can be rented for a one-time rent paid Provident Fund Management Center. -Reporter Chen Li to Yu Zhang Hin 60-year-old former housing, 60-year-old posterior chamber dependants. Facing more and more heavy endowment problem, the Ministry of Civil Affairs intends to push the housing pension business.　　However, the reporter found that the Shanghai Municipal Provident Fund Management Center in the first few years of pilot launched the "Housing Self-Help" programme of consultation, but the real application of the pilot is only a single digit, currently the pilot has quietly stopped. Reporter yesterday from the city of some county and county Provident Fund Management department and the Municipal Provident Fund Management Center Advisory Hotline learned that the "housing self-help" business has been closed for a long time. "This business is originally a pilot, has never been established as the center of the official external operation of the Business Project."　　"The Municipal Provident Fund Management Center staff said that the pilot has not yet resumed the timetable." In addition to the Municipal Provident Fund Management Center, some of the city's commercial organizations have also been thrown to the elderly "inverted mortgage" type of housing for the old-age hydrangea, but the catch of the elderly little, the related business has been the same.　　The state-related laws and regulations are imperfect, and many financial institutions are afraid to launch such endowment financial products. Sun Peng, secretary General of Shanghai Gerontology Society, told reporters that housing for the elderly in the international call "inverted mortgage", is a special for some old people's cash income is limited, but also has a certain value of real estate development, the essence of the elderly will be the housing interests into cash a special loan. But the old man's idea of a "mortgage-backed" pension is difficult to accept. Because many old people do not want to sell houses, empty hands, and fear of causing family disputes.　　In addition, the policy requires a reasonable assessment of the property, such as failure to work well together, the possible loss of property to the majority of the elderly worry. "The depth of the news" rental of old-age more favored and self-help-style housing for the elderly by the cold shoulder, depending on the cost of renting a house to live in a nursing home is quietly rising. In a nursing home in Putuo district, Aunt Li lives in a double suite with a monthly basic cost of 2500 yuan. "Renting out a house to a nursing home is pretty loose, and sometimes it can cost 1 for a college grandson," he said.　　Aunt Li to the reporter to calculate a sum: Their monthly pension has more than 1200 yuan, in the urban area of a house monthly rent has 2500 yuan, two money together, enough to pay the admission fee. This kind of put the money of the nursing home also can leave the house "the rent old Age" way lets the old person dare to try. "Rent to the old age, after death I can leave the house for future generations."　　"Many elderly people still want to leave some legacy for future generations, so they feel at peace." In some nursing homes, "rent-for-old" proportion of the elderly up to Shansheng. According to Huangpu, the head of a nursing home, the elderly, dozens of have taken this kind of "rent-for-old" way. For many old people, compared to take property as a mortgage with "inverted mortgage" way of old-age, "rental pension" more easily let them accept. But the risk is not small for the elderly to rent their own homes.　　Talk Sun Peng Dart believes that the effect will be better if there is a government-specific agency to help them operate. In addition, some old people raise supplementary pensions in the form of a change of two. In the same lot, replace the original two-room one hall with two sets of one bedroom, or the city of a house into two suburban apartments, one of their own, and the other to rent, so as to earn a stable pension. Some old people are planning to replace the city centre house in the suburbs and replace the regional spreads as future supplementary pensions.