Suning Bank has been the national industry and Commerce Suningyun, said it is in follow-up declaration

The researcher said that for Suning Bank, the opening of financial market, the restriction of related financial business and the requirement of risk control are the main obstacles to the future development of this newspaper trainee reporter Liu Qi since August, Suningyun business to build the bank news, Suningyun business has been the concern of the financial markets, the stock price also with the rise. Recently, the State administration of Industry and Commerce website published formula information shows that "Suning Bank Co., Ltd." The enterprise name has passed the pre-core. Suningyun staff in the securities daily, said in an interview with reporters, the company is still in the relevant follow-up declaration work.　　At the same time, suning Tesco [Weibo] executive vice President Li Bin said the company will promptly disclose the progress of the application of Suning bank. Affected by this good news, Suningyun September 16 trading day, yesterday afternoon opening again sealed plate trading, 12.01 yuan/share, the highest in the year.　　From September 12 to close yesterday, Suningyun business 6th cumulative rise of 32.28%. Suning's first "admission ticket" advantage lies in the accurate positioning from the establishment of Minsheng Bank in 1996, 17 years have not seen the birth of the second private bank. It was not until June this year that private banks finally showed signs of opening the floodgates. July 5, the State Council announced the "financial support economic restructuring and upgrading of the guidance", clearly encourage the development of private banks, put forward the "attempt by private capital to set up private banks at risk." August 21 Suningyun announced the establishment of Suning Bank, become a A-share first announced test water private banks listed companies.　　In addition, Ali and Tencent and other Internet companies have submitted the declaration materials, intended to advance into the financial industry. For Su Ning takes the lead to obtain the private bank "the admission ticket", the Stone Finance Research Institute said, "Suning total assets 76.162 billion yuan's ' rigid condition ' conforms to the domestic non-financial institution as the Chinese commercial Bank legal person organization promoter's condition."　　And from the soft conditions, suning itself has a sound industrial system, can rely on its retail up and down, relative to Alibaba [micro-BO] speaking, Suning's business base better, volume on the more suitable to do banking. Su Ning Tesco executive vice President Li Bin also said that Suning design of financial products are around suppliers and consumers, "suning to do the bank's advantage lies in Su Ning has the ability to consume groups and the precise positioning of these groups."　　It is reported that Suningyun also owns the bank of Jiangsu, Beijing Tongzhou Country Open Village Bank shares, respectively, holding 150 million shares and 9 million shares, the shareholding ratio of 1.65% and 9%, the holding amount of 540 million yuan and 9 million yuan. Basic financial layout around supply chain financing Suning Group Chairman Zhang Jindong said that in order to go to the electric business, Suning will develop from the line to the line, while Su Ning actively plotting the "whole financial" layout. Since last year, Su Ning is committed to build the cloud business model, on the one hand, the layout flow entrance, play O2O integrated channel advantage, on the other hand to build open platform business, to build logistics, finance, data as the core of the new profit model."Ping An securities [Weibo] analysts said. At the beginning of the news of the preparation of the bank, some analysts pointed out that Suning bank would like to build a foothold or need to start with supply chain finance. It is understood that Suningyun issued a notice at the end of last year that its wholly-owned foreign subsidiary of Hong Kong Suning appliance [micro-BO] Co., Ltd. and Suning Electric Appliance group jointly funded 300 million yuan to launch the establishment of "Chongqing Suning Micro-Loan Co., Ltd.". At the end of August this year, Suningyun again announced that the company and Suning Appliance Group jointly funded 120 million yuan to launch the establishment of "Suning Insurance Sales Co., Ltd.".　　In addition, Suning Financial division has set up a special group of fund products, ready to cooperate with the Fund to launch a personal and commercial Yi Bao balance of business value added services, Suning Tesco is preparing for the foundation of the electricity business platform.　　According to Li Bin, Su Ning's basic financial layout, the small loans companies, third-party payment companies are mainly around the supply chain financing, such as the October will try to run investment of about 1 billion yuan of microfinance, and consumer credit, balance finance is mainly for consumers to provide phased services. Access to banking licences is a hindrance. Although the "Suning Bank Limited" has been approved by the state company's corporate name on September 12, this does not mean that Suning Bank can start the financial business immediately. Investment consultant Financial industry researcher Bingxiao told reporters that banking is a special industry, the state of its approval and management is very strict. The approval of the enterprise name will require a number of approvals, especially the CBRC's approval, such as preparation and approval, opening and approval.　　In the examination and approval of the CBRC, Suning Bank must meet the requirements of capital, wind control and internal control. In any case, the war between private banks and traditional banks has officially begun. The researcher said that the establishment of Suning Bank is the Suningyun business actively participate in the Internet and financial integration of innovative performance. For Suning Bank, the opening of financial market, the restriction of related financial business and the requirement of risk control are the main obstacles to the future development.　　Suningyun's major bargaining chip in the financial industry lies in its huge trade and supplier resources, which is the direction of its future development. As the concept of private banks continued to climb, Suningyun's share price rose. Yesterday afternoon, the opening of the closed board trading, reported 12.01 yuan/share, reached the highest point of the year, approaching the previous 12.15 yuan/share subscription price.