Super NET silver temporarily not facing individual

The attention of the central bank's second generation payment system (ie, "super net Silver") was formally launched yesterday, Beijing, Tianjin, Guangzhou, Shenzhen, as the first on-line city opened, the future will gradually expand the scope. Yangcheng Evening News reporter learned that on the first day of the first day of about 6 banks opened this business, but the initial stage of operation is not for individuals, but to select enterprise customers to run the pilot.　　Considering the impact of the problem, the 6 banks are mainly joint-stock banks, Guangdong ICBC, CCB and other major lines have not opened this business. Small banks took the lead in opening the "Super Net Silver", which is the second generation of online payment interbank clearing system led by the central bank. The system can not only provide personal and unit users with 24 hours of real-time funds transfer, account inquiries and other functions, but also to achieve the current payment system can not achieve the cross-line deduction, Third-party payments and even cross-border financial functions. The ultimate goal is to achieve "a network of silver access to the port, to all bank accounts."　　After the "Super Net Silver", can be realized only from a bank network silver as the access port, you can take care of all their own different bank accounts. It is reported that the "Super Net Silver" on line will be the first to open real-time cross-border transfer and cross-bank account inquiries. The first batch of 14 banks received the central bank acceptance, and 6 banks have passed all business function acceptance.　　But according to reporters understand that the Guangdong region pioneered by small banks, due to the early online cautious consideration, these banks are not publicly disclosed, is still in the internal testing phase, specific how long to run no timetable. Open "Super net Silver" need to pay attention to the first sign, because "Super net Silver" just "born", many problems need to straighten out. For example, the use of "super Net Silver" for cross-line query, temporarily only check the balance, can not be identified fine. Moreover, to use this feature, you must first enter into the relevant bank agreement.　　For example, through ICBC Net Bank Bank account inquiries, it is necessary to sign an agreement with the construction bank, then through ICBC Net bank to the bank account inquiries. A large state-owned electronic banking Department of the relevant officials said that the promotion of the Super net silver is still waiting for the cooperation of the banks. "You opened, other banks do not open, that also can not sign the agreement, many functions can not be achieved." "Although ICBC, the construction bank in Guangdong has not opened the" Super Net Silver "business, but the reporter found that its net silver has made relevant settings. For example, Construction Bank net silver Main menu bar already has "his bank account Service" item, Drop-down menu includes his bank account inquiry, transfer, agreement signing, additional account signing and so on. But when the reporter tried to contract the ICBC account, the system prompts as "Sorry, you are temporarily unable to use this feature!"　　"and ICBC shows that" the area does not open this business.　　Cross-line costs are not clear "super net Silver" after the on-line, its cross-industry services will become a focus of attention. According to the Yangcheng Evening News reporter understand, in the current bank network banking fragmented, under the premise of Cross-border transfer as an example, the bank charges vary widely. For example, the same city across the bank transfer, ICBC is according to the amount of remittance 0.9% charge, the lowest 1.8 yuan, the highest45 Yuan, CCB and ABC are charged 0.5% of the transfer amount.　　CCB's minimum of 2 yuan, the highest 25 yuan, ABC's minimum of 1 yuan, the highest 35 yuan, there are banks to the net bank transfer fee is not charged. So, if the "Super Net Silver" unified Jiangshan, how to charge the cost?　　In this connection, the province's bankers said, because "super net silver" just on the line, many rules have not been introduced, so the cost has not been clear.　　A bank of the electronic Banking department analysis that because of the different rates of each bank, the new system is likely to maintain the status quo, consumers operate cross-industry, still in accordance with the banks in their own online banking system in the implementation of the standard collection, that is, to take "one-way pricing" mode, with whose net silver according to whose standard fees.　　Also some experts pointed out that, because the new system to the banking network silver cost reduction, the transfer fee standard has a certain reduction of space, and "Super net Silver" promotion period is also expected to give users a certain discount. Yangcheng Evening News reporter 刘薇