The deadline for payment of licences will be to "backdoor" into unlicensed business outlets

that do not receive a third party payment licence

The deadline of September 1 for the payment of licences is only 1st, but the central bank's release of the second batch of licences remains static. According to the central bank's previous rules, September 1 was the final deadline for companies to obtain licences. Enterprises that do not receive a third party payment licence will not be able to engage in third-party payment operations. In this respect, the industry said that some unlicensed enterprises or can be "backdoor", the company to sell their own companies licensed, or become their outsourcing.

Second batch of licences again "Dystocia"

As of press time, from the central bank in May this year the first batch of 27 payment licences issued by the past three months, in the meantime, the central bank will be issued a second batch of new licences, but there are no more enterprises to obtain the central bank's payment licence. "3 months to live with fingers, carefully prepared, but the central bank does not expand the scope of licensing, the company's future business will be difficult." "Guangzhou is suffering from the second batch of payment license issued by the company's boss told the Information Times Reporter:" Almost every day to wait for news. ”

According to the information Times reporter understand, in Alipay, Tenpay, fast money, remit the world and so on, including the first batch of 27 enterprises have been licensed, so far more than 140 pay enterprises to submit applications for the second batch of licences.

"The material handed in early, but also entered the publicity list, but is not the relevant license issued by the news." "said the chief executive of the Guangzhou payment enterprise mentioned above, with the deadline looming, paying companies like their companies are now increasingly hoping that this is just the central bank's" Moratorium on licensing "program, otherwise the number of companies that get paid permits may stop at 27, meaning that fewer licensed companies are already announcing 20% of the business, The industry will fall into a situation where most companies will not be able to "shine".

Earlier, the central bank issued in June last year, "Non-financial institutions payment Services management measures", the first batch of payment of licences issued several easy periods. Therefore, the delay in the decentralization of the second batch of licences has indicated that "it is still difficult to speculate on the exact date of the second batch of licences from the time of the issuance of the first batch of licences." ”

For the second batch of companies with hardship licences, the central bank is relaxed, and the central bank's director of payments and settlements, Ouyang, has mocked the industry's nervousness by teasing as "important is love, not the marriage license".

The central bank or postpone the licensing period

When the deadline is up, the industry is most concerned about whether a large number of companies without a licence to pay will suddenly die in bulk.

In this respect, some insiders pointed out that although there is no third party to pay the enterprise to obtain a licence, but the third party payment industry did not like the rumors of a sudden fall. "Earlier, the central bank has orally informed that September 1 is not the death of the deadline, the relevant Third-party payment enterprises as long as the licence application has been accepted by the central bank and entered the publicity phase, then the prepaid card has been sold can continue to use, but may not allow the redistribution of new cards." "The chairman of a paying company in Tianjin said the central bank's stance gave some relief to the industry's anxious waiting mood.

A senior person in Guangzhou, a paying industry, said at present in the third party payment industry business, prepaid card industry now there are tens of billions of cards still in use, the central bank will not "a one-size-fits-all" declaration of the sudden death of these enterprises, the industry shuffle will have a certain process.

There is a way out, even for businesses that have not been granted licences in the end. The precedent of "backdoor management" is worthy of reference. A senior person in the industry said the likely future would be that unlicensed companies might sell their companies to licensed companies or become their subcontractors.