Our reporter Sanghepo Intern Du Hongyu Reporter Investigation: Most of the service items originally no charge "personal savings, settlement accounts open, revoked, has been no charge." ABC customer service personnel said, but the new passbook to deposit at least 1 yuan, the new opening bank card will cost 5 yuan. Subsequently, the reporter investigation workers, in, build, pay, Huaxia, people's livelihood and other banks, the bank also said that the account opened and revoked no charges, but the bank card cards need to be 5-15 yuan for the cost of the fee. For the "Same city peers deposits, withdrawals, transfer business" and "domestic Bank inquiries Service", a number of banks have said: The two services have never received fees. In the case of "cross-border enquiry services through POS, ATM, transfer telephone, etc.", Banks said that they had charged a fee of $0.3 per charge for the cross-bank enquiry, although most banks had cancelled the charge. For the billing service, banks charge a different standard. Most banks are free to print 12-month bills, and a fee is charged for printing more than a year's bill. Reporter investigation found that most banks do not have "password reset service charge" This charge item, but the account, password, electronic certificate and other loss, the standard is different. If the ABC account loss is 10 yuan, the supplementary card also needs to pay 5 yuan for the cost, the password loss of 10 yuan, and the bank's account loss is 10 yuan, the loss of the password is not charged. In the electronic certificate, ABC's digital certificate loss fee is 10 yuan, the Ukey is charged 28 yuan or 35 yuan, the fee of the Ukey is 60 yuan/a. Small account management fee and annual fee: There are repeated comments the draft mentions that commercial banks are not allowed to charge both annual fees and small account management fees for the same account. The bank said it would charge an annual fee for a small administration. "The Daily balance of the account is less than 300 yuan, 3 yuan per quarter management fee, each year there are 10 annual fee." Most banks, however, say they do not repeat small account management fees and annual fees. Recruit Strider staff said, the bank's small account management fee is calculated according to all accounts under the customer's name, a card customer's daily assets below 10,000 yuan (including RMB, foreign currency deposits and third party depository funds), charge a monthly account management fee of 1 yuan, a card card customers do not charge management fees, And no annual fee is charged for all accounts of CMB. In addition, Minsheng Bank, Huaxia Bank and so on said all do not charge small account management fee and annual fee. Recently, the Banking Regulatory Commission, the NDRC drafted the "Commercial Bank service price management measures (draft)", proposed to eliminate including cross-line inquiries, such as the password replacement fee, and so on seven charges. In this way, many people evaluate the effectiveness of "perfunctory", because most of the project banks do not originally charge.
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