The phenomenon of the depositors ' withholding charges is serious

Recently, a number of banks in the domestic part of the city will be ATM machines with the city across the bank withdrawal fees from 2 yuan per pen up to 4 yuan, although only up 2 yuan, but the waves caused by is not small. Yesterday, CCTV's weekly quality report reported that the bank provides more than 3000 services, followed by a surge in fees and charges, now large and small fees, there are already more than 750 kinds. Because the bank to charge items and the standard hint intensity is not enough, causes the consumer inexplicable "is deducted the expense" The phenomenon is very serious. CCTV reporter will be the bank project charges divided into handling fees, management fees, service charges three kinds of service fees in the zero-note-counting fee (that is, the number of money) has been because consumers think very unreasonable and was the CBRC to call a halt. In addition, some consumers find that the amount of money in their accounts is smaller and smaller because the interest on deposits is less than the amount of small deposits the bank charges.　　Some experts pointed out that the small deposit management fee has no legal basis, belongs to the bank and the consumer signed the Overlord clause. In addition, because the bank does not have the "project fee increase" and other provisions to fulfill the obligation of disclosure, leading to consumers on the types of fees and standards are very little known, inexplicable encounter "deduction fees."　　Legal people believe that this practice violates the consumer's right to know and fair trade. Beijing Landing Point Bank services still need to improve the reporter learned that the Beijing several major banks across the bank withdrawals fees unchanged, still for 2 yuan per pen.　　But citizens are still dissatisfied with the banking services. Yesterday, the reporter interviewed several people randomly, they all said that they have at least two bank cards, the vast majority of people in addition to the salary card issued by the unit, but also in the vicinity of residential quarters and units in the vicinity of the bank card, in order to save and withdraw conveniently. A 85 later said that he regularly online to buy and participate in some exams, on-line payment or registration, the other side will sometimes designate a bank card, so she has been running five or six different bank cards.　　The Moonlight clan, who has just been working for a few years, prefers to do credit cards. The reporter found that although the bag is a bank card, but many people are not clear about the banking charges, "know the annual account management fee, as well as the cost of SMS reminders, others do not know."　　"Some people have been deducted from the charges" before they suddenly realized that there was even a "fee withheld" after being unaware of it. The public generally reflects that the reason why the fees are not understood is because banks do not have publicity standards, at least not in the prominent position of publicity. It is hoped that when the bank card or other banking business, staff can actively inform the specific charges and fees.　　Yesterday, the reporter opened a number of bank pages, it is really difficult to find "charging standard" figure. Depositors on the bank's advice bank charges do not remind Mr. Tian said that banks sometimes launched a free trial of 3 months of service, but 3 months later, the bank does not automatically stop the project, nor remind the free period has passed, directly continue to provide services, silently deduction fees. "I think it is unreasonable to do so, at least a hint." "Customer Service phone ad Ms. Doggian on the banking hotline in the Never-Ending" button selection "Very opinion, "these should be counted in the call fee, and some banks after the phone, first play ads, I line the latest launch of a business ... These charges are for consumers to pay their own bills. "The bill was not on time," said Miss Li, she regularly to the bank print details, make every income and expenditure clearly. "But I am still dissatisfied with the service of the bank," Miss Li said that when she was in college, she handled a college student long card, the salesman in order to "cheat" her card, said that after her graduation, college students can automatically upgrade the card to the ordinary credit card, then the integration activities will be more. And when Miss Li graduated to upgrade, the staff told her that only the current Dragon card cancellation, another credit card, the original card can not be directly upgraded. Because of trouble, she had to continue to use "college students long card." "But the bank is not on time every month to send the statement to my mailbox, sometimes simply do not send." I used to call to reflect, but in the end nothing. "Morning News reporter Zhang