Your circle is really messy! Peer-to-peer anxious to be hit with godfather results

Absrtact: Your circle is really messy! In the peer-to-peer industry is not too. Recently, two more well-known Peer-to-peer network loan platform Love investment and everyone's enrichment of the general introduction of capital events have evolved into a Rashomon gate event. A statement issued by the Emergency Relief Promotion Center of the Ministry of Civil Affairs

"Your circle is really messy!" "-It's not too important to be in a peer-to-peer business.

Recently, two more well-known Peer-to-peer network loan platform-Love investment and everyone's enrichment of the common capital events have evolved into a "Rashomon door" incident.

Ministry of Civil Affairs of the Emergency Relief Center issued a statement, denied that its holding of China Emergency Investment Co., Ltd. (hereinafter referred to as "China Emergency") and love investment cooperation, love investment is insisted that cooperation has its own, "lying gun", the current dispute has not been resolved. A day later, the Shenzhen people of all enrichment High-profile announced alongside on the "Godfather" Bo when the capital of several childhood, then quickly be hit face, everyone enrichment finally admit mistakes and apologize.

Eager to the top of the Peer-to-peer platform to do all kinds of means desperately "alongside The Godfather", but also in the profligate investors Trust. According to the economic observer, the same problem and controversy is not only in love investment and everyone enrichment two peer-to-peer platform.

Everyone is "hit the Face"

August 27, everyone enrichment in Shenzhen to get a round of financing of the press conference, said that it received a capital injection, and invited to the Bo when the capital aspects of the "representative" on the floor. Published on the scene of the news release: "Everyone to gather money to become the first domestic fund company directly injected into the Peer-to-peer."

Public data show that Bo-time capital is a well-known public fund Bo when the full subsidiary of the Fund, its registered capital of 50 million yuan.

Just a few days before the press conference, everyone enrichment alongside on the "thigh" message because of a suspected everyone enrichment executives issued mail and domineering exposed, this e-mail said the company is about to meet "a strong, have capital, have the idea of strategic investors", "let xx loan, So-and-so first shake a shake".

However, the news at the press conference has not been fermented for a long time, everyone will be beaten to the face of enrichment. Late that night, the fund told the media, its subsidiary Bo Time Capital stake in the news of everyone is not real. That night, everyone in charge of enrichment still said it is true, but the press conference site please come to the so-called Bo when capital Liu Shen has "lost".

Bo-time Capital in the subsequent further clear: it was commissioned in August 2014 by a single client investment directive, with the Capital Management Plan product property to let everyone enrichment equity, the business belongs to the business of Bo-time capital Affairs, ' Bo-time Capital shares ' argument is not tenable. In addition, Bo-time Capital and the net loan Company no other cooperation.

Even so, the amount of money invested by the scheme is far below 100 million yuan, with news that it is only 6 million yuan. Everyone enrichment of the false speculation quickly by the outside a large number of doubts: "Everyone enrichment in and Bo when there is no discussion in the case of the Conference, also find a name ' Liu Shen ' of the so-called investor representatives, and Bo when the internal from the parent company to the subsidiary completely check without this person. This hype is too bold. ”

In the end, everyone's enrichment was finally clarified after several changes in the wording of his claim to capital investment in the Bo. "Bo-time capital to raise a capital to invest in everyone's enrichment, do not know what Bo-time capital and Bosera fund in the communication, Bo time capital through such an asset management plan to earn asset management fees." When the reporter asked everyone to gather wealth about the name of the directional Capital management plan, everyone enrichment CEO Xu Jianwen to "forget" response.

Investment disputes like investment

On the day before everyone's enrichment, another well-known Peer-to-peer website Love investment has also fallen into a rare shareholder dispute.

The incident originated from the Ministry of Civil Affairs Emergency Relief Center issued a August 26 statement, its denial of investment-related, and said that its equity enterprises "China Emergency Investment Co., Ltd. had strategic investment ' love Investment ' website" for the latter malicious speculation, Ministry of Civil Affairs Emergency Relief Center has been reported to the relevant State departments.

In January this year, love investment and the emergency response in the Diaoyutai Guesthouse held a grand press conference, announced to the outside love to obtain the first round of investment in the emergency, the amount has not been announced. Sino-Aid Emergency was established in 2007, is the Ministry of Civil Affairs Emergency Relief Promotion Center Absolute holding company. According to the industry and commerce registration data, the shareholders of the Sino-aid contingency include the Ministry of Civil Affairs Emergency Relief Promotion Center and Beijing Yong Bin Lotus Holdings Limited two. At the time of the investment conference at the scene, the Chinese aid emergency chairman Chang Fang made a speech.

For love to invest in such a new Peer-to-peer platform, can have "government background" investment institutions to join, will undoubtedly make it faster to gain the trust of investors, in the love of investment promotion, "access to the Ministry of Civil Affairs Emergency Rescue Center of the emergency investment," the wording is particularly prominent. China's emergency response has rarely been in the field of investment, why this is the right to engage in peer-to-peer areas, and why has been its holding agencies to deny it?

It is Yunshan that in the afternoon, the Chinese aid emergency also published a statement, just briefly reconfirmed its relationship with the love of investment in the authenticity of the strategic partnership, and said that "the emergency clear to love investment strategic investment cooperation intention." ”

Love investment in the interview with our reporter is called "lying gun", said that its strategic cooperation with the emergency response is real and effective, love investment and the Sino-emergency cooperation is not the cooperation with the center, love investment and media reports, publicity and no false publicity, only the love of investment and the emergency cooperation between China and the emergency shareholders, the facts. The implication is that the current dispute arises from the communication and interest arrangements between the Chinese aid emergency and its shareholders.

The person is also frank, although the Chinese aid contingency has made a clear investment intentions for six months, but the current emergency response is not 100% to complete investment in love, and because the investment has not been completed within the Ministry of Emergency Rescue center of the relevant processes, The report has already been submitted but the Ministry of Civil Affairs Emergency Relief Center has been slow to nod.

Love Investment said that there have been many times to urge the emergency response to the internal process, but the emergency rescue and the Ministry of Civil Affairs, the Center for urgent Relief has been unable to coordinate in place.

Zhao Chunxia and Liu, the founding partner of Love, have served in the Emergency Investment Co., Ltd. in China, and in the course of the emergency service, we have launched a Chinese security emergency and Rescue industry alliance with more than 300 small and medium-sized enterprises in the emergency industry. And love Investment said, in order to better help these enterprises engaged in the emergency industry, Zhao Chunxia and Liu and other teams actively looking for better quality and efficient financing channels, it is based on such a basis, and ultimately contributed to the emergency and love investment cooperation.

And the fuse of this dispute or with love investment current business development rapid and recent developments, love investment since the opening in March 2013, the scale of rapid growth, the current total user investment has exceeded 2.7 billion yuan.

Love investment is about to start a new round of financing, and in order to avoid potential disputes, the new shareholders hope Zhao Hongxia early to withdraw from the emergency, and before the dispute broke out, Zhao Hongxia has resigned, but has not been approved by the Ministry of Civil Affairs Emergency Relief Center.

Where is the transparency and trust?

In the eyes of a VC, there is more hype and exaggeration in attracting capital, which has become a common feature of the industry. "In addition to love investment, there are other institutions in the introduction of capital to highlight their shareholders in particular, by grafting the credibility of investors to enhance the platform's visibility, trust." Some organizations publicize the funding of a state-backed fund, but in reality the fund is only a government-directed fund at the LP level, a stark difference from propaganda, but the general public may not know. said the venture.

At present, Peer-to-peer Network loan platform has reached thousands of, the industry reshuffle inevitable, for Peer-to-peer platform, only the rapid large-scale, enhance influence, will be able to gain vitality. As a result of Peer-to-peer network loan platform, investors choose Peer-to-peer platform can not judge a project's authenticity and potential risks, often can only rely on the platform's financial strength, wind control capacity, reputation and other factors to preliminary screening, and if a platform can be alongside the government background, Formal financial institutions of the background of investors or well-known venture funds, such as the "thigh" in general, even a mere millions of of the investment, it is possible to deduce a variety of hype stories.

A private-equity professional has said to the economic observer that the Peer-to-peer platform they are looking for depends first on the security of the Fund, on the strength of the company, and on the background of a large company. Peer-to-peer is a good grasp of the "king" is now eager to work in the Internet financial arena mentality, but also know that the existing halo can be gold-plated platform to earn investors trust. Just overdoing it makes itself into a very opposite position.

The continuous exposure of the incident has made investors nervous, and the recent emergence of Peer-to-peer attracting "oolong" will only make the industry lack of transparency of the fact that more than a layer of shadow, investors to the industry distrust and disappointment also aggravated. Industry regulation has not been settled, and the tide of dredging requires practitioners ' self-discipline to maintain the healthy environment needed for the development of the industry.