Zhongqing Some banks still decide to loan or not two suite

Outsiders to buy a house directly according to two suites identified.　　The newspaper yesterday is the second suite to determine the new standard after the first working day, from the City Bank news shows that the current municipal bank in the determination of the second suite when there is a temporary difference-some according to the latest standards, and some still in accordance with the old standard implementation. Yesterday, the city of a state-owned Commercial Bank home loan department head said: "We are in accordance with the new (second suite) standard implementation." Several national ministries in Saturday, the United States standards, the notice is also very clear, there is nothing to wait and see. "In view of the fact that local housing registration information will not be consolidated until 20th, it does not affect the implementation of the new standard for the second suite," the official said. On the one hand, the bank itself has a personal credit file can be queried, but also can require buyers to submit a family housing there are a few written good faith guarantee.　　On the other hand, the loan application to the formal payment of the mortgage is still some time, then should be able to check the local housing registration information. However, some banks have not yet begun to implement the new standard of Second suite, the reason is waiting for the official document. The city of a state-owned commercial Bank Jiangbei Branch said that they have not received documents, but also for the purchase of credit files inside the loan to buy a house record to determine belonging to the first few suites.　　Another bank South Ping Branch also said that the purchase of the last two days to sign the purchase contract can still be approved by the old standards, but in this week will certainly fully implement the new standards. For foreign residents in our city mortgage purchase, local bankers said: "Directly in accordance with the second suite or above (the standard) implementation." The person said, from the second suite to identify the new standards, foreign residents in our city mortgage buy a house, at least also under the differential housing credit policy implementation.