Do not solve these six problems, how to play the farm business big data?

Chen Jing, a member of the People's Bank of China's Advisory Committee on National Informatization, said: There is no informatization, there is no financial modernization. Since entering the information age, the existence environment of the bank has undergone great changes, the information construction and the application of big data have become a bargaining chip of the banking industry, and also a method to obtain the competitive advantage.

Big data in the sail soft legend, there are two meanings, one is a large number of data, and the second is to produce value data. For banks, the amount of data is never missing, and what is missing is the data that can generate value. Legend has it that in the era of big data, how did the department store revolution? Article discusses the application direction of data, one is around the business, the user's data application, the other is around the enterprise itself management, operation of data application. The same is true of the way data is used in banking. The ancestor educates us, the iron also needs oneself hard, therefore extracts the data which can produce the value to optimize the enterprise operation, is the big data information construction key one step, is also the current banking industry is taking a step.

The banking industry is divided into two categories: rural Commercial Bank and City Commercial Bank. This time with the legend of the elder brother to discuss the current situation and problems of agricultural business information.

The rural commercial Bank and the city Rural Commercial Bank's informationization construction is different, the city Commercial Bank is through the decentralized small system integration into the unified network system, then gradually evolves richly, then forms a set of information base platform, is a unification platform. While rural commercial banks are gradually stripped from the network of Credit union, more than 2000 agricultural firms in the country, the information-based road is relatively decentralized and independent, information technology, especially the level of data application is much behind the city commercial banks.

1, the agricultural firm does not have data center, no report system, the report in each system presents, the rest are Excel files, daily management trouble, response inefficient, business people often do not know which side to find data, the use of data efficiency is the lowest;

2, agricultural firms have a reporting system, but slow response, resulting in a weakened reporting system value, business personnel continue to find technical personnel to request data, the formation of a large number of Excel files, can not be effective analysis summary;

3, the agricultural firm has a report system, maintenance is also timely, but technical staff struggling to cope with daily demand for the report requirements, business personnel analysis of weak awareness, resulting in order to see statements and make statements;

4, the business staff of the farm can take the number of independent data, report analysis, technical personnel to provide self-fetching platform, while assisting the business Department to implement data mining, combined with mobile presentation, to achieve the purpose of data value presentation.

Unfortunately, most of the farmers ' businesses stayed in the second category before the minority in the third category. Although the degree of informatization of these three categories is different, but summed up, is nothing more than system problems, the response of demand changes, the problem of non-uniform caliber, data display analysis efficiency problems, unable to move the office of the problem and the Ministry of Science and Technology personnel dynamics, as follows:

1: Many systems. Agricultural firms pay, small loans and other self-built systems more, each system report through code implementation, style messy, handover trouble, for the front-end decision-making and business sector needs, can not provide strong support;

2: Demand becomes more. Business units for operational and management needs, often added reports, will also be based on the areas of leadership focus on analysis and adjustment, as well as the provincial ODS adjustment will bring report redesign and so on;

3: Caliber inconsistent. Provincial statistical caliber and city, county inconsistency, the city needs to be re-processed;

4: Take the number efficiency slowly. The number of business personnel need to provide technical personnel, seriously affecting the efficiency of both sides;

5: Unable to do mobile office. The leader is unable to view the core KPI indicators in real time and lacks the mobile data presentation.

6: The value of the Ministry of Science and Technology can not be reflected: Most systems are software developers, the Ministry of Science and Technology is just maintenance work, reflect their own value;

It can be seen that the six major problems, basically strangled the agricultural firm to use the lifeblood of big data: The data is not used or difficult to use, organization and implementation of data applications of the Department of non-motivation and value sense. In such a situation, how can you play big data?

The arrival of a new era, will always create a group of surfers, but also abandon a number of crane tail. To achieve in the big Data era in the corner overtaking, it is necessary to let the data for the operation of services for corporate profits to serve the enterprise strategy.

[If reproduced please indicate the article original sail soft legend brother, No.: Frbiaoge. ］

Do not solve these six problems, how to play the farm business big data?