Large-line layout the effect of Internet financial transformation remains to be seen (1) MR

Like, ICBC's "three major platforms" + "Three product lines" layout is personally disclosed to the media by the chairman Jiang Jianqing, and the reform of the organizational structure, Agricultural Bank of the most thorough yancheng to set up a false acceptance of the bill, its headquarters in the establishment of the network Finance department, the Internet Financial business operation of the professionalism and independence greatly improved; CCB Features Good and melt business "e-commerce platform of the first advantage, around the platform for the integration of the Internet financial development picture is gradually clear. "The Internet financial layout of the big banks is characterized by chatty Zhenjiang to do false acceptance, whether it is the front-end products, service lines, or in the back-end of the payment, financing, settlement services, the bank's traditional business can be docking, the various lines of product functions, as well as brand, platform integration, all need to have a suitable location, Ability to play its greatest role in this way

In the face of the rise of internet finance to traditional finance brought a series of shocks, the commercial banks reflect the speed is not slow. If the stock bank is characterized by tactical maneuvers, the five-line style is still a step-by-step approach.

E-commerce platform and direct Bank are the two important positions of banks and Internet enterprises, the former, five major lines have been fully involved in Kunming to do false acceptance, and direct bank platform at present in the big line only ICBC launched. Follow the Internet financial regulatory policy, the new business model or will gradually gate, big line with its innate resource advantage [0.94%] and the credibility of the backing, whether it is "net" or "bail out" Yantai to do false acceptance, will be promising.

But at present, all is still unknown, and the bank's traditional center-deposit and lending business, internet finance is too new. It remains to be seen how far they can go in the path of transformation, as the bank's profit model has not yet produced a change in root nature.

Layout new finance aims to be a strong customer base

Work, construction, middle, agriculture and the formation of the big row echelon, successively in the head of the high level of the development of Internet finance layout plan.

For example, ICBC's "three major platforms" + "Three product lines" layout by the Chairman Jiang Jianqing personally to the media, and the restructuring of the organization, Agricultural Bank is the most thorough, its headquarters in the establishment of the network Finance department, the Internet Financial business operation of the professional and single-breaking progress; CCB is characterized by "good business" E-commerce platform, the first advantage of the platform to wind up the integration of the Internet financial development picture is gradually clear. "Big Bank's Internet financial layout characteristic lies in the chatty Wuhan to do the false acceptance, whether is the former overall product, the service line, is still in the back end the payment, the financing, the settlement service, the bank traditional business can carry on the docking, each line product effect, as well as the brand, the platform integration, all need to have a suitable position, Talent to play its greatest role, so that it will need a clear and fair overall layout to control. "A trade banker's performance on the daily economic news."

On the one hand, banks use the universal influence of Internet finance to receive the strong customer base, and use the new data to analyze the wrist to reconstruct the customers ' analysis method, on the other hand, in the area of special suitable internet financial growth such as retailing, various financial service product lines are converging to customers, The positive relationship between the two is gradually being reflected. 1 Fake acceptance 2 Next >> Related topics:

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Large-line layout the effect of Internet financial transformation remains to be seen (1) MR