5 Bank mobile phone transfers free

Yesterday, the China Financial Certification Center (CFCA) joined nearly 40 commercial banks to launch the first electronic Bank environmental Protection Day, Everbright and other 5 banks to introduce mobile phone banks across the bank transfer fee waiver. In order to promote the new payment methods, Agricultural Bank (601288), Everbright Bank (601818), China Merchants Bank (600036), Beijing Bank (601169), GF Bank, etc. also launched mobile banking transfer fee is free. To cross-bank transfer, for example, the general banks need to collect the remittance amount of 1% of the handling fee, 50 yuan capping, off-site transfer of 50,000 yuan to pay a fee of 50 yuan. In addition, during the period from October 18 to 21st, Bank of China (601988), Bank of Communications (601328), Citic Bank (601998), postal Reserve Bank, GF Bank, Minsheng Bank (600016), Pudong Bank (600000), Huaxia Bank (600015), Bohai Bank 9 Banks in the nationwide network to achieve the opening of electronic bank accounts, free of charge ukey fee. It is understood that generally in the process of online banking, consumers need to spend 30-60 yuan to buy the bank's Ukey. Everbright Bank is a year-round internet banking, mobile banking, telephone banking, ATM self-service equipment, the sun is free of charge. Will the bank's high-profile promotion of electronic banking be a fratricidal operation with the traditional business sector? "We are not the lives of traditional counters, others will be our lives." In fact, the development of electronic banking, improve customer convenience, can increase customer stickiness. "In the face of the trend of electronics, one banker said so." The China Banking Association (2011-2012), a previous release of China's banking industry, noted that in 2011, the replacement rate for electronic banking transactions in listed banks had generally exceeded 60%, and that electronic banks traded far more than traditional counter volumes, The electronic banking business of some banks accounted for over 70% of the total volume of business.