It is reported that the Ant micro-loan in the Alipay has quietly online a credit consumption service-"Flower Bai", the service to support users in Taobao, cat consumption, confirmed receipt of the month before 10th before the repayment of the amount of consumption according to the user network to buy a comprehensive decision, from thousands of to 30,000 yuan, the function is currently in the gray-level test phase, That is, some active users can apply for a trial.
It is reported that "Flower Bai" to provide the credit limit to support Taobao, cat consumption, when users confirm receipt of the next month 10th before the repayment can be. The consumption quota is based on the user's online purchasing synthesis, which is determined by the Ant micro-loan and given the corresponding amount. "Flower Bai" can be associated with account balances, debit cards, balance treasure automatic repayment, if overdue will be charged five out of 10,000 per day overdue fees.
According to another introduction, Flowers Bai, cat stage, the cat first try to buy, Taobao first use after the service shared a consumption line, users use any of these services will be consumed by consumption, after repayment, the amount of consumption automatically restored. At the same time, according to the company WHOIS inquiries, "Flower Bai" double spell domain name huabei.com as early as 2002 has been registered, there is no information to build stations. The relevant suffix domain name, except huabei.info/.tv, has been registered.
At present, the service is in the gray-level testing phase, that is, not for all users, but some of the more active users can apply for a trial through the login Alipay Web version.
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