Online Banking Security Manual: Key Points for safe use of online banking

With the frequent occurrence of economic cases related to online banking, as a user, you are sure to have doubts: Is online banking insecure? How can we prevent such risks?

In general, you can focus on the usage of online banking from the perspectives of users, computers, the Internet and Online Banking:

From the user's point of view, you should develop good usage habits. Do not open emails with unknown records and attachments, and do not press the hyperlink in suspicious emails. Do not go to a suspicious website and only download software from reliable sources. Do not disclose personal information such as your ID card number, address, bank account, credit card number, user name, and password on the internet unless you confirm that you are using a reliable and reputable website. Before providing personal data to the website, check the website's confidentiality terms and security protection measures. Regularly change the internet password, view your transactions, and check the bank statement.

From the perspective of using a computer, avoid allowing too many people to use your PC, and set the password for using the computer. Install personal firewall software and computer virus protection software on your computer, and regularly download update documents for your anti-virus software, operating system, and Internet browsers. In addition, computers using online banking should not be used as servers for data and file sharing. Do not back up the file-type digital certificate in your computer's hard disk or mailbox. If you are using Windows XP, open the firewall that comes with Windows XP and disable the remote function.

In addition, from the Internet perspective, after each use of online banking, you should interrupt the connection with the Internet and only conduct online transactions on reliable and reputable websites.

From the perspective of online banking, there are many other aspects worth your attention: for example, online banking usernames and passwords must be easy to remember but difficult to guess. Do not use simple numbers such as 888888 and 123456), birth date, phone number, family name, or common names, such as common names and cartoon characters ). Set a special password for your online bank, which is different from other user names and passwords to avoid leakage of other passwords due to the loss of a password. Set the logon password of an online bank and the payment password used for external transfers as different passwords. perform multiple verification to ensure the security of your funds. Do not disclose or record the password to anyone, including Bank staff and the police. Do not use the user number and password used to log on to an online bank as an email address or a password used to log on to another website. Do not log on to an online bank through an email link or an online search engine. Each time you enter the web site in your browser or record the real website in your favorites on your computer, you will be directed to your bank account. Before logging on to an online bank, close all browser windows to prevent unauthorized access to your personal data from other websites. Cancel the "Automatic Memory" function provided by the browser and insist on re-entering the user name and password each time. Every time you use online banking, remember to "log out" or "exit" your account. Do not close the window. Do not use a public computer, such as an Internet cafe or a computer provided by the Library) to log on to an online bank. Check your bank account balance and transaction records at any time. If you find any mistakes or unauthorized transactions, please notify your bank immediately. Pay attention to the security reminders provided by banks on a regular basis.

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