Online banking allows us to buy and sell things without leaving our homes. However, the recent trojan virus makes us so scared that some friends no longer dare to use online banking, so how can we protect the security of our online banking?
A few days ago, people were concerned and worried about the possibility that the new Trojan virus could steal personal online banking accounts and passwords of banks. According to statistics, there are currently nearly 10 million online banking users in China. Each year, the amount of funds circulated through online banking alone exceeds billion. "Online Banking security" has once again become a public concern.
According to current reports, the trojan program can only steal the customer's account and password if the customer does not perform the operation in a standardized manner. Taking China Construction Bank's "elink" online banking as an example, if you operate on the Internet, you can only provide the account information query service for the registrant based on the customer ID and password, the most critical transfer of large amounts of funds also requires the use of personal client certificates for online banking. Not long ago, after the online banking upgrade of China Construction Bank "elutong", the "Information subscription" function and the newly activated "Quick query" function were newly launched, you can use text messages to notify you of the logon and operation information of your online banking account, so that you have full control over your account.
Security experts warned that the security of online banking is in the details of life. For example, do not disclose your transaction password and ID card to others; change your logon password and transaction password on a regular basis; do not set the same logon password, transaction password, and credit card password; do not download, install, or use personal certificates in public places. If you need to install and use certificates on others' computers, delete them in a timely manner. Regularly check your computer and eliminate viruses in time; to exit the system, click the "Exit System" option in the lower-right corner of the page to ensure security.