Safe use of online banking

As the stock market continues to heat up, the number of investors who trade through the Internet is increasing, and the number of users who use online banking as a means of transfer and payment has increased significantly. However, while enjoying the convenience brought by online banking, have you noticed that your operations may be hacked, causing economic losses? Can I avoid the operational risks of online banking? Experts from the China Financial Certification Center (CFCA) pointed out that these problems did not result in the fact that online banking technology is not advanced enough, but that users failed to develop good online banking trading habits and make full use of existing technologies. Here, experts are dedicated to security
The use of online banking provides detailed suggestions.
　　
Registration
　　
1. Fill in the identity documents carefully. Do not fill in registration materials randomly. These materials are very important for online banking users' accounts. Once the customer forgets the password of the account, the account is stolen or restricted in the future, the importance of correct identity information is very prominent. Generally, you must enter the customer's postal mailing address, phone number, birthday, name, and other information. These materials are used to find and prove the direct proof of the customer's identity when dealing with extraordinary situations. Otherwise, they may suffer heavy losses. Even if a customer has multiple online banking accounts, they must provide these materials separately.
　　
2. record the information provided by registration for future reference.
　　
3. Design important information such as passwords and prompts. This content is described in detail later.
　　
Entry/Exit
　　
1. Don't always go into the account, especially for new users. It seems you are not at ease if you don't go in later. This easily gives hackers the opportunity to steal information.
　　
2. Do not enter the account through the proxy server, leaving traces of the user in the proxy server. If someone has ulterior motives, it will be easy to find these.
　　
3. Do not log out after leaving your account. log out correctly.
　　
4. Do not enter online banking through any website or email except for online payment. Only access through the correct link of the saved online banking website.
　　
5. It is best not to go to the Internet cafe to access online banking. If this is not the case, check the task manager to see if any abnormal process is running. After exiting, clear the password and cooikes of the webpage.
　　
6. It is recommended that you log on to the online banking account before logging on to other websites. When operating online banking, it is recommended that you do not browse other websites. Some malicious code can obtain information on the visitor's computer and use this information to obtain the user's account. Log out of your account and go to another website.
　　
7. When performing multi-account operations, remember not to log in at the same time. You must log out of the previous account and then enter the next account.
　　
Password
　　
1. The password must be long enough, and it is best to use uppercase/lowercase letters, numbers, and other characters at the same time.
　　
2. Do not use your birthday, name, or address as a password, which is easy to guess. It should be clear to yourself and not imagined by others. The better thing is that you do not know what the meaning and rules are.
　　
3. Do not be the same or similar to any other password.
　　
4. When you enter the password, you can copy and paste the password multiple times to avoid being recorded by the keyboard recorder. The order of pasting can also be disrupted, and the wrong characters can be deleted, so that no simple recorder can steal it.
　　
5. Online banking generally provides some encrypted soft keyboards to prevent keyboard and mouse listening, unless the other party breaks the pointer packet (which is 128-bit encrypted and hard to crack, unless it is a problem with EG.
　　
6. Save the password, preferably not in the computer.
　　
7. Do not close the security measures provided by the online banking website, such as the PIN Verification provided by EG! Stick to it even if it is troublesome. Change the password immediately if any exception is found.
　　
8. In addition to basic password + additional code authentication, banks currently have security measures such as dynamic passwords, File digital certificates, and mobile digital certificates, such as USB key ". It is best for customers to use multiple methods to add several locks to their wallet.
　　
Email
　　
1. The mailbox used for online banking must be reliable and fast, preferably dedicated. If you have any requirements, you can use a paid email address.
　　
2. Almost all online banking companies have claimed that they will not send emails, especially passwords, to users. Therefore, do not open emails with unknown origins easily, it is especially claimed to be an online banking email, especially an email with an attachment. Do not click any connections in the email. These operations may cause Trojan viruses or direct customers to fake websites, resulting in losses.
　　
Network Security
　　
The content in this article is also applicable to other network security scenarios.
　　
1. Regularly update the anti-virus, firewall, and anti-Black systems, regularly detect and clean up machines, and ensure that all kinds of spyware are removed.
　　
2. You have chosen to regularly clear Cookies and history.
　　
3. Understand what programs the machine starts to load and run, and remove unnecessary things.