Electrical Business Network financial products are not satisfactory 4% or into the second half of income normal

"Powu", "Broken 4.5", "is about to break four" ... When the balance of "higher than the number of bank demand deposits" label is kept in the face of continued decline in interest rates, people seem to be able to smell the electricity business network financial products.

June 13, 2013 Alibaba "balance Treasure" on-line, by virtue of its higher than the number of bank demand deposit rate and good liquidity and take the convenience of the present, attracted a large number of users, but also attracted a lot of electricity dealers, internet companies follow the admission. As of http://www.aliyun.com/zixun/aggregation/33721.html ">2014 year July, the market appeared on various financial products up to 60."

Network financial players to increase the number of products with the homogenization of serious outside, and constantly squeeze the financial market, so that the power network wealth management products are no longer obvious advantages.

"In many financial products squeeze market, the electricity business Network financial products performance is the least optimistic." Chanhaili, an assistant analyst with the Internet Finance Department of China's E-commerce research center, told reporters that the annual return on the Internet wealth management products from January to 4% to 5% in the range from 6.5% to 7.5% in July, Chanhaili that the "baby" high income myth is shattered.

The 7th-year rate of return, which is a short-term indicator, is the result of the annual average return on the IMF's last 7th, but it can be seen in the near future.

Relevant data show that nearly half a year, the "Balance treasure" docked days of the day of the increase of the value of the currency of 7th, the lowest rate of 4.169%, Su Ning, Jingdong, Baidu, micro-letter, NetEase corresponding products of the 7th annual yield of the lowest also in the 4%-5% between the wandering.

Chanhaili analysis, with the year after the market capital surface relaxed, interbank lending rate reduced, the electricity business Network wealth management products have a collective below the trend of 4%, and network financial products about 4% of the yield will become the second half of the income of financial products normal. Finish)