March 2 News, from today, Gome Online first bill financial products "Beauty ticket" officially online. This product is expected to be 6% to 8% of the annual yield of the negotiable instruments, which is the subject of bank acceptance. It is reported that Gome online first line of "the United States ticket" and the bill financial platform "Silver Bank" cooperation, is a loan-type financial management, financing enterprises with its holding of the bank acceptance of the pledge to provide collateral to investors financing, and through the Gome Online financial platform to release the demand for loans. Investors are financed by the purchase of "beauty Ticket" products, which are used as a source of repayment after the bill expires.
Compared with the money fund of "baby" type financial products, Bill financing also has the advantage of flexible term and low threshold, while the relative income is higher. According to industry statistics, in the first three quarters of last year, our enterprises issued commercial drafts 16.2 trillion yuan, an increase of 6.9%, of which small denomination bills accounted for about 20%, that is, over 3 trillion yuan. Most of the bills in the bank discount, part of the banking system outside the circulation discount scale of about 1 trillion yuan, which is the current Internet Bill financial market scale.
Gome Online Vice President Huangxiangping yesterday, due to the current market on the Internet financial platform on the pledge of bills mainly to small bills, the Gome online on-line "Beauty Ticket" products in the scale of more than 50,000 to 1 million yuan, the period of 20 days to 180 days. Investors only need to log on to Gome Online financial channel can subscribe, the starting purchase amount is 100 yuan, the single maximum purchase amount is 100,000 yuan. After the expiration of the U.S. ticket, the principal and proceeds will be returned to the United States surplus treasure balance, convenient for users to purchase other financial products.
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