Su Ning denies the recent mortgage loan New Deal Bank can adjust home mortgage benchmark interest rate

Su Ning, the CPPCC member and deputy governor of the central bank, denied that the new mortgage bank could adjust its benchmark interest rate "two sets of mortgage loans" after the policy came out, the real estate trading volume declined. Will the central bank make a new deal in the near future? Su Ning, a member of the CPPCC and Deputy central bank governor, said in an interview yesterday afternoon: "No!"　　He said the excessive rise in house prices would pose a risk to bank credit, and banks could choose to adjust themselves on the basis of benchmark interest rates based on their own judgment. Recently, two sets of mortgages have been markedly tightened, and many buyers are worried that plans to buy improved housing will slow.　　From the current situation, turnover tends to slow down, but the price has not seen a significant decline. Su Ning, deputy governor of the CPPCC and the central bank, said yesterday that the central bank is not in demand for new policies. He believes that the excessive rise in house prices will have a certain impact on the bank's credit risk, banks can according to their own judgment, based on the benchmark interest rate to choose their own adjustment. "At present, commercial banks have raised mortgage rates and hope that this approach can curb speculation in investment." "At the beginning of the new year, the central bank raised the reserve requirement ratio by 0.5% in mid-January; the last trading day before the Spring Festival, the central bank again announced an increase in reserve requirement ratio 0.5%. Successive tightening has left markets worried: does austerity start? "When the money supply is excessive, the excess money is withdrawn, but the monetary policy remains loose," said Su Ning. In this case, raising the reserve requirement ratio will not affect commercial banks. "On the issue of renminbi settlement of Cross-border trade, Su Ning admits that the basic idea of China's design of renminbi trade settlement is not to promote cross-border trade in renminbi settlement, but to reduce unnecessary barriers to cross-border trade in renminbi settlement, which means that cross-border trade RMB settlement is a market-oriented option."