"Exercise 2" 2. Bank computer Savings System--write out the definition and analyze the feasibility of this system

Source: Internet
Author: User

For:

A: If it is a deposit, the depositor fills in the deposit slip and then gives it to the clerk to type the system, and the system also records the depositor's name, address (or telephone number), identification number, deposit type, deposit date, interest rate and other information, completed by the department

In order to meet the needs of depositors, the system needs to quickly respond to user requirements, to the user input information to make the fastest processing, so it requires a lot of main memory capacity, as well as strong database support. Because the user is a wide range of savings user base, so the system needs strong security to support. Feasibility Study Methods

Conditions, assumptions, and limitations

Recommended development software running minimum life: 5 years

Time period for comparison of system scheme selection: 2 months

Funding sources and use restrictions: custom banks

Conditions and limitations for hardware, software, operating environment, and development environment:

The banking center has a mainframe and database for support, and each bank network has a

Good PC, installed with Windows2000 and above operating system.

It is recommended that the development software be put into use at the latest time: 1 months after development is completed .

Feasibility Study Methods

Through in-depth discussions with the bank skilled salesman, to develop a detailed user survey, to really understand the actual needs of users and bank salesman, according to the information provided by the salesman and the question definition of the user's comments in the comprehensive questionnaire to improve. Finalize the issues that the project needs to solve and determine if the problem can be solved.

Key factors in determining feasibility

1) Project development cost

2) The cost of equipment to be procured

3) Whether the technology can meet the demand

4) level of proficiency of operators

5) Resource Availability

Analysis of the existing systems

1 Workloads

Most banks currently use the bank savings system in the processing of cumbersome procedures, too many manual operations, to handle a customer's business takes a long time, other customers only wait. This is a waste of time and requires a large number of salesmen to handle customer business. Especially in the holiday rush hour, resulting in a very low efficiency, and high error rate, so that customers waiting for the formalities too long feel impatient, reduce the efficiency of the bank. This also adds a lot of burden and extra work load to the bank staff, while the salesman increases and the bank expenses are more and more, which brings serious restriction and pressure to the development of the Bank company.

2 cost of expenditure

The costs of running the existing system include: the Wages of the bank clerk and other staff, the system to maintain the necessary funds,

3 Personnel

Need a large number of salesman, customer service personnel, system maintenance personnel and other staff.

4 Devices

The existing system needs the equipment: printer,pc , computer.

5 Limitations

Work efficiency under, can not meet a large number of people's timely demand, to the masses of life inconvenience. This is a serious problem in the process of processing existing systems. In order to solve this problem, it is more convenient for people to transact banking business, we urgently need to develop a more efficient bank computer saving system, so that the savings business no longer queued.

(1) The Bank savings system currently used by banks in the handling of business only by manual operation, the human business occupies all, so the bank clerk to handle the business carefully patient, sensitive to the digital, high arithmetic level. It seriously affects the efficiency, and the error rate is high, depositors need to wait too long to transact affairs, need a large number of bank clerk to meet the growing demand for deposit and withdrawal.

(2) The use of paper records to save the user deposit records to find cumbersome, time-consuming, inconvenient, and easy to lose. and manual records can not guarantee foolproof, easy to appear data entry errors. As the number of users increases, this flaw will become more prominent.

(3) The confidentiality of deposit records is poor, any salesman can change access to user data, the user's information is easy to leak, bring security risks.

(4) Salesman service time is limited, can not handle business 24 hours, no emergency treatment, can not better solve the needs of the masses.

(5) All customers ' business is handled manually by the salesman, wasting human resources. Some simple business can be improved by the machine, completely without human participation, so as to save labor costs, but also improve efficiency.

(6) The improvement of the existing system can only rely on the increase in the number of sales, increase the number of bank branches, improve the quality of business salesman to achieve. The increase in the number of clerks will lead to a large increase in bank personnel spending, while the need for more site construction branches, or expand the size of branches, the cost is huge. Salesman's business quality needs to be cultivated, can not be seen in the short-term unlimited results, and the training of new personnel need a certain amount of time, which is a waste of capital and human resources. Improved maintenance of the active system has not solved the problem of more and more depositors and longer-time savers.

"Exercise 2" 2. Bank computer Savings System--write out the definition and analyze the feasibility of this system

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