Credit card full penalty terms loose

"The credit card is not paid off, and the interest is calculated on all arrears." "This rule is regarded as the rules of the bank overlord recently loosened up recently, CCB, CMB and other recent launch of" tolerance repayment.　　No part of the 10 yuan is no longer deducted interest, but directly into the next repayment account. Mr. Zhou, a credit card customer, had been subjected to a full penalty rule, although one of his credit cards had only a few dollars in arrears, the Bank in accordance with his consumption of the total amount of more than 10,000 yuan, received his interest of more than 100 yuan. "I am more than 10,000 dollars due to remember the wrong only a few yuan, but also in accordance with the total amount of consumption, the Bank of this clause is too overbearing." Recently, CCB, CMB and other progressive implementation of the "Tolerance repayment" policy. According to CCB staff, "tolerance repayment" refers to the bank in order to avoid cardholders because 10 yuan below the "fraction" has not yet brought a higher penalty, the other part of the 10 yuan rolled into the next issue of the bill, not to its full penalty. CMB staff said that the bank for small sums of money can be rolled into the next issue of the bill, exemption from the penalty, "but this small fraction, depending on the situation of different customers, the number of dollars below can be exempted from penalty." "The staff said, although not to the customer penalty, but the cardholder's repayment record will be normal records, so it will affect the cardholder's personal credit, so it is recommended that customers pay in full time." However, the current "tolerance repayment" banks are only a minority, most banks still pay a full penalty. Even if some banks introduce "tolerance requirements", it is not as "part of the interest" approach to reduce the loss of card customers.