30 years old to buy what insurance is best (priority health disease, accident and then dividends insurance) _ Life and health

As the saying goes, 30, people to 30 years old, will begin to take charge of their own life. 30 years old to buy what insurance is best, is a lot of people in this age often ask. Because most of them are old and small, responsible for the whole family. If the list on the shoulder sinks, it will naturally sprout some of the ideas that provide protection for yourself. Now the insurance has been gradually accepted, because the risk of insurance is almost zero, the purchase of insurance and even become a new way of financing.

So what's the best insurance to buy at 30 years old? In fact, insurance does not matter good and bad, only suitable.

First, make sure that you stay away from the risks and that accidental insurance is critical. Accidental insurance is a security insurance, the premium is not expensive, the insured amount is very high, if there is accidental injury caused by disability or death, will be compensated. Whether you start a family or not, accident insurance is an indispensable risk, it is really to shut out the risk, practical more appropriate.

Second, commercial health insurance can provide a powerful health care guarantee. Although there is social security, but it can only provide the most basic protection, reimbursement scope and amount are limited. The commercial medical insurance is a kind of good supplement, can solve the medical fund shortage, greatly reduces the family economic burden.

Again, with high personal security, long-term and stable financial planning is also necessary, 30-year-old to start thinking about the long-term development of the family, can not be limited to the status quo. If you have a child or are about to have a child, it is more reasonable to plan, if conditions permit, may wish to consider family finance.

In addition, when asked "30-year-old to buy what the best insurance", "dividend-type" insurance must be included in it. Dividend Insurance has a great protection function, and there are many kinds, such as ailing, endowment, life insurance, education, and so on, with low risk stability benefits, but after all, this kind of insurance needs higher cost, consumers must combine their own state and economic level rational purchase.

30 years old to buy what insurance best already have a preliminary impression, it is necessary to consider the choice of a large-scale, good reputation of the company, service outlets, claims timely very important. Ping An insurance is a good choice, for the above several kinds of insurance can be purchased in peace, and can choose a lot of kinds, it can be selected for their own most appropriate. We can go to the local business network consulting, but also to the Ping an website to understand, insurance convenience and protection.

in fact, our age, package health, there are accidents, disease insurance is a must, dividend insurance insurance company really not how, now micro-letter, Baidu, balance treasure profit are more than insurance companies, banks are much higher, but the rich insurance can save some, this advantage seems to be no debt, For some operating entity companies, more than the cost of the boss is certainly better for investment in small profits of the network industry or save more appropriate, the best both have.

in particular for everyone to a little nonsense article:

A 30-year-old person, many have become the main support of the family, children have been born, parents are old, work and family burden is very large, any risk may bring crisis, so for the 30-year-old people, to do their own and even the family's prerequisite for protection, is very important to pay attention to the urgent matter. What kind of insurance do you have for a 30-year-old? Here will give you some advice, hoping to help you.

What kind of insurance is suitable for a 30-year-old person?

1, first of all, of course, the first consideration of social security, social insurance, often universal, suitable for the crowd is also wide, involving pension and medical care, this is a basic protection, it is necessary to do well in advance, professional or amateur 30-year-old people can be insured.

2, commercial insurance, is the perfect social security after the second step of choice. Because of the Shangbao, this can focus on some aspects of protection, the need for more security, do not need to protect, the key is based on personal circumstances to carry out the appropriate configuration.

3, the choice of business insurance, recommended priority accident insurance, health insurance, focus on ailing risk, as for other types of insurance, it is recommended that if the economic conditions are better, you can first consider endowment insurance and then choose financial risk, protection first.

4, cover the allocation of this piece, under normal circumstances, the proposed premium expenditure should control the household annual income of 10% to 15% or so, not too much, not too little, many words affect the family other expenditure levels, less words may not be able to protect the role.

What kind of business insurance does a 30-year-old have to buy?

1, first of all to ensure that they are away from the risk, accident insurance is critical. Accidental insurance is a security insurance, the premium is not expensive, the insured amount is very high, if there is accidental injury caused by disability or death, will be compensated.

2, although the social security, but it can only provide the most basic protection, reimbursement scope and limits are limited. The commercial medical insurance, especially the major sickness insurance, is a kind of good supplement, can solve the medical fund shortage, greatly reduces the family economic burden.

3, 30 years old to start thinking about the long-term development of the family, can not be limited to the status quo. With a high level of personal security, long-term and stable financial planning is also essential, especially if you have children, if conditions permit, may wish to consider family finance.

4, should take into account the future pension plan as soon as possible, the proposal insures certain endowment insurance, to own old age life plan early.