6 Financial bad habits that you often ignore

6 Financial bad habits that you often ignore

Source: Financial Information http://jingmeihouse.com/news/html/?478.html

all say "a mouse excrement, ruined porridge", in the end what financial habits are very bad, is to ruin your "financial" this pot good porridge "mouse excrement"? Ka Fung Rui Financial Division for everyone to take stock:

I don't want to talk about money with my kids.

Jia Feng Rui Financial Division believes that financial management needs to be educated from childhood. The cultivation of good habits and financial habits of children can save a lot of trouble for adults, and because of this consistent education, a lot of things to the children grow up communication will be more smooth.

second, do not clean dormant accounts

Ka Fung Rui Financial division found that many families are more or less holding some dormant idle accounts, the amount of money on the account itself is not clear, long time this money is completely forgotten by you. Banks charge a portion of the management fees for small accounts. If you use the money as a fund or a monthly investment, over time is also a wealth, and now, can only become the assets of banks.

Third, the follow-up investment

Many people are what hot buy, there is no real investment in the sense of financial management, some are just speculative thinking, blindly follow the disadvantages of the obvious, once the crazy investment in gold, gem people have tasted the bitter fruit. And savvy investors tend to be immune to changes in the market. Taking Caforrede as an example, as a result of the consistent sound investment style, the Glencore team in the 08 financial crisis when the crowd out of the financial companies, to achieve the growth of customer assets.

Four, like the high dividend investment products

high dividend is not necessarily capital preservation, this point investors must understand that it is possible that your principal has lost money. Therefore, we hope that investors can see the high dividend of investment products to polish their eyes, see the potential risks of the investment products, a closer look at the product specification.

Five, do not know the final repayment date

before the final repayment date of each month, it is interest-free repayment, but after that, it will start to calculate interests, and a day higher than a day, 1 confused cardholders, there are many people in the central bank's credit system left a overdue "gray record"

Vi. do not protect your bank information

This habit is very dangerous, some people like to disorderly put bank cards, or even credit cards, but also some people do not open mobile phone verification, so very easy to be used by people, desperately swipe consumption. The disclosure of bank information is not necessarily the bank's past, it is also likely that you put a bank card in the bitter pill.

6 Financial bad habits that you often ignore