Alipay How to increase balance payment amount increase balance payment amount Introduction

Alipay How to increase the balance payment amount

According to the requirements of regulatory departments, in order to standardize and promote the healthy development of payment industry, but also in order to better reduce the risk of network payment business, protect the legitimate rights and interests of consumers. Payment accounts need to strictly implement real-name and hierarchical management, in accordance with the integrity of the authentication information, through Alipay account balance to pay the amount will be different.

Open Ⅰ account can be used in a face-to-face manner, through at least one external channel to verify identity, such as identity card information,

The limit of payment for such account balances is 1000 yuan from the account opening;

The opening of Ⅱ accounts requires face-to-face verification of identity, or in a face-to-face manner through at least three external channels to verify the identity of the account balance payment limit of 100,000 yuan per year;

The most stringent is the opening of the Ⅲ class account, which requires face-to-face verification of identity, or in a non face-to-face manner through at least five external channels of authentication, the balance payment limit is 200,000 yuan per year.

Alipay balance Payment not limited

1, binding bank card use Quick payment

This method can avoid deducting 20 Million balance payments, but fast payment is also a limit, the specific limit according to the situation of each bank to decide.

2, you can use the balance treasure for payment

Balance treasure Payment, consumption, transfer will not reduce the amount of available, so you can charge the bank card money into the balance treasure, and then carry out the balance treasure payment.

However, again, if the balance is transferred to the balance treasure, it will also reduce the amount of balance payments. So here to remind often use the balance treasure friend, now it is best to balance treasure "balance automatically into" switch off.

How the Alipay balance limit is calculated

If financial products such as money transfer, consumption, investment, etc. are paid through balance payments, they are subject to this limit, but they are not limited by the amount. In addition, through the bank card fast payment, net silver, flower chant and other payment methods to transfer, consumption, financial management is not subject to this limit. A large amount of money transfer or consumption is probably now through other means of payment is more cost-effective, after all, the amount used is not the