Ant micro Loan How to apply for ant micro-loan interest how much?

How to apply for ant micro Loan

What are the conditions for Ant micro-loan application

Industrial and Commercial registration:	Shanghai, Beijing, Tianjin, Zhejiang Province, Shandong Province, Jiangsu Province, Guangdong Province
Types of organizations that are allowed to enroll:	Company (Enterprise), self-employed households
Alibaba member Type:	Alibaba China Station member or Chinese supplier member, have certain record of operation
Business registration and years of service:	Business license and registration time of 1 years (with business license registration time)
Note:	Other conditions 1, the applicant for the enterprise legal representative or self-employed persons in charge, the age of 18-65 years old (to apply for the day) 2. The applicant must be a resident of mainland China (subject to the date of application) 3, nearly 12 consecutive months of total sales not less than 1 million yuan

What materials are needed to apply for a loan from an ant micro-loan

1, the enterprise that applies for Ali credit loan needs to provide the legal representative, the actual control person as well as the actual control person spouse's inquiry letter of attorney; (if the actual control person and the legal person is the same person, does not need to repeat the provision);
2. Each authorization represents the authorization of an authorized person, and if three persons need to provide three letters of authorization;
3, the powers of Attorney: name, ID number, date, signature, authorization date are required, please be sure to fill in truthfully;
4. Copy of ID card need to provide positive and negative.
5, a copy of the wedding model
6, the company's business venues to take photos

How to apply for ant micro Loan

Fill in the Application form, supplement the information, get the loan after approval, then you can apply for the loan amount directly.

does the ant borrow in advance to repay the interest?

Ant micro-loan automatic repayment of the monthly repayment date is the day

You will be able to view the repayment date for each loan payment by logging in to loan management-loan records.

We will remind you by SMS and email in the first five days of each repayment date. Please maintain your credit records, do remember to pay on time Oh!

Ant micro-loan automatic repayment day how much money?

In the Ali loan home page, login "My loan", view "the repayment plan" in "the loan management", above will show each repayment date corresponding repayment amount. For example, if you use 1000 yuan, on February 21 to the account, the system will automatically generate a corresponding record of support. If your repayment method is equal principal and interest, then each month after the number 21st, you have to return 1000 yuan to generate the interests and a part of the principal. Each time the specific amount of money, we will not bother you to calculate, the system will help you.

Ant Micro Loan can advance repayment, how to pay in advance

Enter the loan page (http://dk.1688.com), login the corresponding member account;

Access to loan management, Click on the "loan record" can be seen in the "Advance repayment", please return all the money to pay first to Alipay, and then the repayment operation.

The Operation Success page prompts as follows

Does the ant have to pay interest on the loan in advance?

Operating loans in advance repayment of the principal part of the payment of 3% of the prepayment fees.

How to calculate the interest of Ant's micro-loan

How much does the ant borrow?

In accordance with the current low interest rates to give you examples: Client Wang, January 1, 2012 loans 100,000, the day after the signing of the contract 100,000 immediately issued to Wang boss before the binding of the bank card account, divided into 12 periods, each period of repayment of the principal and interest of about 9200 to December 31, 2012 settlement, the cumulative profit of about 10000 If Wang's boss makes an advance repayment, he needs to charge an early repayment fee of 3% of the principal part.

How to calculate the overdue interest of Ant's micro-loan

In the event of a delay, the interest on the number of days overdue is charged at 1.5 times times the normal interest rate.
How to calculate the interest of ant in the credit period and repayment period
If the loan is not overdue during the credit period and the repayment period, then the charging method of the interest is the same, and the interest is charged according to the actual days of use and the amount.

Ant Micro Loan interest use which account to pay

Interest as long as you guarantee that your Alipay account has sufficient balance, the day of repayment is the system will automatically go to your application for a loan, the binding of the Alipay account deducted.
The Ant lent a loan, but did not take the money out of the bank card is not charged interest
Hello, no, because once the loan money has been issued to your bank card will start charging interest, if you do not sign up to the Ali Credit Loan page Click "I want to use", then do not charge you any fees.