Be careful about the disclaimer of the insurance company

I recently learned about insurance, which has some benefits for myself. Avoid unnecessary economic losses, but pay attention to the disclaimer of the insurance company when buying insurance. If you have read this report and some people around you have encountered this issue, you are not clear about it. Insurance companies will also use this tactic. It is not a disclaimer, but also a way to shirk responsibility. As the policyholder, is this Disclaimer true? If a third party compensates for part of the funds, is the insurance company fully exempt from liability? At the beginning, I thought so too. But I read the information posted by People's Network and sina. Finally, the court ruled out part of the liability for compensation from insurance companies? There are still many loopholes in the Insurance Law, and insurance companies also leave loopholes in this vulnerability. Some people say that insurance is responsible for the family and the people around them. However, one day, if an accident or injury happens, will the insurance company give you money as soon as possible? I think this is not the case. Insurance can be invested. However, when there is a dispute, some insurance companies will still come up with the disclaimer, how good it is to buy insurance and publicize insurance. Once something goes wrong, the responsibility of a third party is none of my business. In fact, this situation exists in many cases. Recently, I have personally seen the practices of these insurance companies.

Is the insurance company fully liable for any third-party compensation?As the policyholder, money is for disaster recovery. Who wants the money? It is useless to accompany 0.1 billion in case of pain. In a word, be careful with the disclaimer of an insurance company. If such a dispute arises, I would like to ask some lawyers. In fact, such a regulation also has certain vulnerabilities. This bug will be fixed by mayebe many years later.