Bank finance tips to avoid silver products
The bank sells the product, has the bank own issue the product, but also has the cooperation type product (the Silver letter (cooperates with the Trust Company), the Silver Insurance (cooperates with the insurance companies), the Silver card letter (with the certificate volume, the Trust cooperation))
Cooperative products, the bank is just a supermarket. Silver Insurance products Complaints are very high oh. Bought a silver insurance products, 1, there are 15 days hesitation period. 2, 12378来 to complain.
Match the term to make money live
Is there any way to improve liquidity?
Split the large amount of funds into a fraction and buy separately.
12 single method. 60 Single method
SHANGHAI License plate 7 80,000.
In doing so, a sum of 7W of money expires every month.
The profit is greatly increased when the timing is chosen skillfully
When do you buy the best deal?
At the end of the season, the search for investment direction is interbank deposit products.
- The bank faces a big test and is eager for money.
- Interbank market (borrowing between banks) high interest rates
- Most of the bank's financial products have to invest in these oh, the benefits naturally become higher.
There is a Shibor interest rate in the country, that is, to visit the interest rate between the interbank market, when this becomes higher, should consider to buy the bank to manage money
Devaluation of the renminbi,
A structured product that looks for a dollar product or a peg to the dollar is more risky and has a relationship with foreign exchange.
Sometimes buying dollars is better than buying dollars for structured finance, and if the dollar is long, the dollar's structured products have a leverage principle that could be higher than buying dollars directly.
Economy--financial management--banking skills